Specialist finance brokerage arranging UK-wide bridging loans, development finance and buy-to-let mortgages
The credit card that pays you in real gold
Stage
Established
MVP
Founded
Not given
Not given
Based in
GB
US
Pricing model
Not given
Paid
Pricing
Not given
Target APR 7.99%–9.99% for gold-backed credit; ~20%+ APR for card-only start; 2% annual Storage & Ownership Fee; 0% fee on one eligible gold purchase ($5k–$20k) for Founding Members; Gold Rewards: 5% on first $3,000 of eligible spending, then 3% up to $15,000 per year for five-year benefit period.
Key features
Bridging loans across Scotland and the UK
Property development finance with up to 100% funding assessment
Below market value bridging finance
Buy refurbish refinance rent (BRRR) finance
Property auction finance
Limited company buy-to-let mortgages
Build to rent development finance
Development exit finance
Free viability calculator for developers and investors
Invest in allocated physical gold stored in COMEX-approved vault
Borrow up to 65% of gold value at 7.99%–9.99% APR
Earn 1–5% physical gold rewards on card purchases
Fully insured gold holdings through Lloyd's of London
Gold redemption within 28 days or physical delivery
Works as regular Visa/Mastercard worldwide
Real-time gold valuations from Bullion Market pricing