ExchangeRate-API vs Payset

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

ExchangeRate-API compared with Payset
Detail	ExchangeRate-API	Payset
What it does	The Accurate & Reliable Exchange Rate API	Multi-currency business accounts for fast international payments and smarter FX
Stage	Established	Established
Founded	2010	2018
Based in	Not given	GB
Pricing model	Freemium	Freemium
Pricing	Free plan with 1.5K API requests per month and daily updates. Pro plan at $10/month with 30k requests and hourly updates. Business plan at $30/month with 300 requests and 5-minute updates.	Account opening: free. Receiving funds: from £2 locally, up to 0.4% (min £10) internationally. Sending funds: from £2 locally, up to 0.4% (min £12) internationally. Currency exchange: as low as 0.09%. CHAPS transfers: from £14-£15. Urgent payments: from £20. Monthly access fee may apply based on ris
Key features	165 currencies support JSON API responses 30+ years historical data Multi-AZ AWS infrastructure Cloudflare network delivery Real-time status monitoring Long-term support commitment No breaking changes policy	Send and receive in 34 currencies Exchange up to 38 currency pairs Local IBANs in five regions (UK, Europe, US, Singapore, Hong Kong) Team management with permission controls Multi-signature approval for transactions Spending rules per user 24/7 account security Two-factor authentication Multiple payment networks (SWIFT, SEPA, ACH, Fedwire, Faster Payments) Quick onboarding (1-3 business days)
What makes it different	Exceptional uptime record with 99.99% uptime in 2024 Multiple data sources for accurate rates Reliable long-term support with no breaking changes Free tier available with no credit card required Easy integration requiring just 2 lines of code	FCA-regulated electronic money institution with segregated safeguarding Personalized support through multiple channels (phone, email, live chat, WhatsApp) Serves 70+ countries with local payment networks
Free plan	Not given	Not given
Open source	Not given	Not given
Platforms	Not given	Not given
Public API	Not given	Not given
Community votes	0	0
DR (Domain Rating by Ahrefs)	80 +1 (up) since last check	39 no change since last check
Trust Flow (Majestic)	33	29
Citation Flow (Majestic)	52	22
Referring domains (Majestic)	2667	701

7 details filled in for both companies.

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