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ExpenseSumo vs Clear Budget

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

ExpenseSumo compared with Clear Budget
DetailExpenseSumo logo ExpenseSumo Clear Budget
What it doesA private expense tracker with no bank logins or data selling Free budget calculator for irregular income, multiple pay schedules and multi-currency budgets
StageNot given Not given
FoundedNot given Not given
Based inDE Not given
Pricing modelFreemium Freemium
PricingNot given Free calculator and free account (saves one budget). Clear Budget Plus: $4.99/month or $39.99/year (save 33% annually, equivalent to $3.33/month).
Key features
  • Manual transaction logging without bank linking
  • Multi-account support (cash, credit, loans, IOUs)
  • Customizable budgets with spending status
  • Multi-currency tracking with real-time rates
  • Recurring transactions (salary, rent, subscriptions)
  • True net worth calculation
  • Data export and account deletion on request
  • 90-day transaction history on free plan, lifetime on Pro
  • IOU tracking for money lent or borrowed
  • Support for multiple pay frequencies: daily, weekly, biweekly, twice-monthly, monthly, annual and custom periods
  • 27 currencies with live exchange rate conversion
  • Exact contract dates and date ranges for income and expenses
  • Automatic proration for partial periods
  • Savings goals, emergency fund and investment growth tracking
  • Financial picture showing income, expenses, what's left, goals and remaining balance
  • No bank connection required
  • Use without creating an account
  • Bitcoin as a supported currency
  • Multiple budgets and combined financial picture with Plus subscription
What makes it different
  • No bank login required by design
  • Independently funded with no investors or ads
  • Data stored on company-operated servers in Germany, never sold
  • No third-party trackers or advertising networks
  • Built specifically for irregular income and contract work, not traditional monthly salaries
  • Accurate frequency conversion that treats biweekly and twice-monthly as distinct
  • Per-row currency support allowing mixed currencies in one budget
  • Privacy by design with no bank connection or automatic data sync
  • Designed for people whose finances don't fit simple monthly templates
Community votes00
DR (Domain Rating by Ahrefs)4 no change since last checkNot checked yet no change since last check
Trust Flow (Majestic)20
Citation Flow (Majestic)244
Referring domains (Majestic)231

4 details filled in for both companies.

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