ExpenseSumo vs Ledgerly

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

ExpenseSumo compared with Ledgerly
Detail	ExpenseSumo	Ledgerly
What it does	A private expense tracker with no bank logins or data selling	Budget app that shows what you can spend today
Stage	Not given	Not given
Founded	Not given	Not given
Based in	DE	US
Pricing model	Freemium	Freemium
Pricing	Not given	Free to start with all features unlocked; then Monthly, Yearly (billed yearly, most common option), or Lifetime (one-time payment). Prices set by Apple App Store and Google Play and vary by country.
Key features	Manual transaction logging without bank linking Multi-account support (cash, credit, loans, IOUs) Customizable budgets with spending status Multi-currency tracking with real-time rates Recurring transactions (salary, rent, subscriptions) True net worth calculation Data export and account deletion on request 90-day transaction history on free plan, lifetime on Pro IOU tracking for money lent or borrowed	Calculates what you can safely spend today Budgets over any period (month, fortnight, custom) Multiple accounts, transfers, and net worth tracking Recurring rules for rent, salary, and subscriptions Search and filters over every transaction CSV export of transactions Backup and restore via Google Drive, iCloud, or file App lock with passcode and biometrics Supports 165 currencies and 5 languages All data stays on device with optional backup only
What makes it different	No bank login required by design Independently funded with no investors or ads Data stored on company-operated servers in Germany, never sold No third-party trackers or advertising networks	No bank connection—you manually add transactions, so no credentials to share and nothing to categorize incorrectly All data remains on your phone; nothing is uploaded without your permission Shows what you can spend today as one clear number derived from remaining funds and days until payday Free to start with all features unlocked; you choose whether to pay to continue adding transactions
Community votes	0	0
DR (Domain Rating by Ahrefs)	4 no change since last check	2 no change since last check
Trust Flow (Majestic)	2	1
Citation Flow (Majestic)	24	19
Referring domains (Majestic)	23	11

5 details filled in for both companies.

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