Expenvo vs Back to the Points

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Expenvo compared with Back to the Points
Detail	Expenvo	Back to the Points
What it does	See bank fees and subscriptions on your statement PDF	Track, value and redeem credit card rewards, airline miles and hotel points in one place
Stage	Not given	MVP
Founded	Not given	Not given
Based in	CA	IN
Pricing model	Freemium	Free
Pricing	Free: $0 USD (one statement per month). Pro: $5.99 USD per month or $47 USD per year (save 35%). Pro Canada: $7.99 CAD per month or $64 CAD per year. Sales tax applies where applicable.	Free during early access
Key features	Upload bank statements in PDF format Identify and list all bank fees List all subscriptions found in statements Categorize all charges automatically Process statements locally without uploading Annual fee estimates for each bank charge Tips on negotiating with banks to remove fees Download charges as spreadsheet See spending breakdown by month Support for major US and Canadian banks	Connect multiple credit cards and loyalty programs securely without storing passwords Alerts before loyalty points and miles expire Best card recommendation based on which card earns most for a purchase Bank-grade encryption for secure connection Read-only access to loyalty data without storing card details Calculate point valuations based on real achievable redemptions across programs Support for major Indian credit card issuers including HDFC, Axis, ICICI, SBI and American Express Support for major airline and hotel programs including Air India, Singapore Airlines, Marriott and Hilton
What makes it different	No bank login or account required to analyze first statement PDF never leaves your device Converts fees to annual figures for easy comparison Customizable charge categories	Consolidated view of scattered loyalty points across multiple cards and programs in one dashboard AI-powered recommendations on which card to use before you spend to earn maximum value Personalized comparison of redemption options to avoid wasting points on low-value exchanges AI wallet that understands your rewards and recommends what to do with them, not just tracking Shows exact point costs before booking flights, hotels and upgrades directly through the app
Community votes	0	0
DR (Domain Rating by Ahrefs)	Not checked yet no change since last check	Not checked yet no change since last check
Trust Flow (Majestic)	0	0
Citation Flow (Majestic)	0	0
Referring domains (Majestic)	0	0

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