Private personal finance app that runs entirely on your computer
Stage
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Founded
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Based in
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Pricing model
Freemium
Free trial
Pricing
Free with limited features. Paid one-time credit packs: Mini $1.99 (20 credits), Light $9.90 (120 credits, marked 75% off from $39.90), Standard $29.90 (450 credits, marked 70% off from $99.90), Deep $69.90 (1200 credits, marked 72% off from $249.90). Light, Standard, and Deep packs include daily cr
Free for 30 days, then $99 USD once (includes all future updates)
Key features
Free Bazi chart with AI reading
Zi Wei Dou Shu chart with Life, Wealth, and Career palaces
Five compatibility systems for relationships
Daily fortune readings from Bazi chart
Western and Vedic natal charts
Tarot with 78 card meanings
True solar time correction for birth charts
Saved reading history
Life K-Line for ten-year luck cycles
Transaction import from bank statements (CSV) or SimpleFIN
Automatic transaction categorization that learns from corrections
Monthly spending analysis by category with cash flow
Local AI analyst for insights and anomaly detection
Works offline without internet connection
Supports Mac (Apple Silicon M1+) and Windows 10 & 11
What makes it different
Names its methods so users can compare results across systems
Transparent about chart differences and boundaries
AI follow-up analysis against full chart and luck cycle
All data and AI analysis run locally on your computer with no cloud servers or tracking
Works completely offline and requires no account or login
One-time $99 purchase with all future updates included
Automatic transaction categorization that learns from user corrections
Optional SimpleFIN connection keeps bank credentials on SimpleFIN's servers, never with Maali