Budgeting and debt payoff planner with no bank linking and no data selling
Stage
Not given
Not given
Founded
Not given
Not given
Based in
Not given
Not given
Pricing model
Freemium
Not given
Pricing
Free with limited features. Paid one-time credit packs: Mini $1.99 (20 credits), Light $9.90 (120 credits, marked 75% off from $39.90), Standard $29.90 (450 credits, marked 70% off from $99.90), Deep $69.90 (1200 credits, marked 72% off from $249.90). Light, Standard, and Deep packs include daily cr
Free plan: 2 accounts, 5 debts, 1 property, no card required. Home plan: $5.99/month.
Key features
Free Bazi chart with AI reading
Zi Wei Dou Shu chart with Life, Wealth, and Career palaces
Five compatibility systems for relationships
Daily fortune readings from Bazi chart
Western and Vedic natal charts
Tarot with 78 card meanings
True solar time correction for birth charts
Saved reading history
Life K-Line for ten-year luck cycles
Avalanche, snowball, or custom debt payoff order
Projected debt-free date
Financial forecasting up to ten years out
Overdraft warnings months in advance
Bank and credit card statement upload
No bank account connection required
Two-factor authentication and encryption
Consolidation offer calculator
Household sharing of financial books
What makes it different
Names its methods so users can compare results across systems
Transparent about chart differences and boundaries
AI follow-up analysis against full chart and luck cycle
No bank account linking – you enter numbers, not credentials
Price locked in for life – no rate increases
Reads bank statements to eliminate manual data entry
Actual debt-free date instead of vague projections