Multi-currency payment ledger for independent consultants and small agencies
Free accounting and invoicing software for small business
Stage
MVP
Startup
Founded
Not given
2024
Based in
Not given
CA
Pricing model
Free trial
Freemium
Pricing
Free during beta through January 31, 2027. After beta: $29 per month or $249 per year (saves $99 compared with paying monthly). 14-day free trial for new accounts after beta ends.
Free plan: no cost, includes products, customers and sales (unlimited), 25 invoices per month, 10 receipt scans per month, 100 spreadsheet imports per month, 25 bank statement imports per month. Premium: $15 CAD/month (billed monthly) or $150 CAD/year (saves $30 per year), includes everything in Fre
Key features
Record payments in 50+ currencies with automatic ECB conversion
Track total MRR and year-to-date revenue
Generate account statements as PDFs grouped by project
Import clients from spreadsheet or accounting tool exports
Invite team members as editors or view-only
Export payment records to CSV anytime
Identify overdue retainer payments
View tax-year income reports
AI receipt scanning with automatic detail extraction
Expense and revenue tracking with auto-categorization
Predictive analytics to forecast financial trends
Inventory management with low-stock alerts
Rental and booking management
Customer management with purchase history
Invoicing with online payment links via Stripe or Square
Spreadsheet and bank statement import with AI mapping
Financial reporting with customizable report builder
Canadian payroll with CPP, EI and tax calculation
What makes it different
Automatic European Central Bank exchange rates for 50+ currencies
One-click account statements customized with client details and tax numbers
Retainer payment tracking with overdue alerts
Live MRR and revenue dashboard
Free forever core version with no credit card required
Designed for self-funded small businesses by a founder who understands their needs
Support from the founder with typically 1-8 business hour response time
Works offline and supports multiple companies even on the free plan
Argo Books