FinCobra vs Century VTU
A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.
FinCobra compared with Century VTU
| Detail | 
FinCobra | 
Century VTU |
|---|
| What it does | Non-custodial crypto checkout that settles directly to your wallet
| Buy airtime, data, electricity tokens and cable TV in seconds from one wallet
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| Stage | Not given
| Not given
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| Founded | Not given
| Not given
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| Based in | Not given
| NG
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| Pricing model | Freemium
| Free
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| Pricing | Free Start: First $1,000 of paid invoice volume included. Pay as You Go: 0.5% of paid invoice volume after Free Start. No monthly subscription.
| Not given
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| Key features | - Hosted payment checkout pages
- API for invoice creation
- Webhooks for payment status and fulfillment automation
- Support for Bitcoin, Ethereum, Solana, Arbitrum One, and Base
- BTC, USDT, and USDC payment acceptance
- Direct-to-wallet settlement with no custody
- Multi-wallet connection support
- Invoice tracking and status updates
- Priority email and chat support with 1 business day response time
| - Instant airtime and data delivery in under 10 seconds
- Electricity tokens delivered within 30 seconds
- Cashback credited directly to wallet on every purchase
- 1% lifetime commission on referrals
- Dedicated bank account for wallet funding
- Bank-grade encryption and PCI-DSS certified payment processing
- Tiered account verification system for higher limits
- Downloadable receipts and full transaction history
- Support for multiple African countries
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| What makes it different | - Faster than running BTCPay yourself
- Keep custody without self-hosting your payment stack
- Stablecoin support for price-stable invoices
- Multi-chain support from one hosted checkout
- Built for technical teams with API integration ready
| - 99.9% delivery success rate
- Single wallet for all bill payments across providers
- Cashback and referral earnings on every transaction
- Transparent fees shown before transaction confirmation
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| Free plan | Not given
| Not given
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| Open source | Not given
| Not given
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| Platforms | Not given
| Not given
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| Public API | Not given
| Not given
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | 4 ▼ −2 (down) since last check | Not checked yet ● no change since last check |
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| Trust Flow (Majestic) | 3 | 0 |
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| Citation Flow (Majestic) | 18 | 11 |
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| Referring domains (Majestic) | 13 | 1 |
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4 details filled in for both companies.
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