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FinCobra vs NoteHouse

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

FinCobra compared with NoteHouse
DetailFinCobra logo FinCobraNoteHouse logo NoteHouse
What it doesNon-custodial crypto checkout that settles directly to your wallet Private lending software that drafts promissory notes, computes schedules, tracks payments, and keeps both parties on one ledger
StageNot given Startup
FoundedNot given 2026
Based inNot given US
Pricing modelFreemium Freemium
PricingFree Start: First $1,000 of paid invoice volume included. Pay as You Go: 0.5% of paid invoice volume after Free Start. No monthly subscription. Free plan: $0, up to 2 open loans. Standard plan: $12 per month or $120 per year, unlimited open loans.
Key features
  • Hosted payment checkout pages
  • API for invoice creation
  • Webhooks for payment status and fulfillment automation
  • Support for Bitcoin, Ethereum, Solana, Arbitrum One, and Base
  • BTC, USDT, and USDC payment acceptance
  • Direct-to-wallet settlement with no custody
  • Multi-wallet connection support
  • Invoice tracking and status updates
  • Priority email and chat support with 1 business day response time
  • Promissory note generation from loan terms
  • Amortization schedule computation
  • Payment confirmation by both parties
  • E-signature with document hashing
  • Payment reminders before due dates
  • Bank debit collection on Standard plan
  • Loan modification and forgiveness agreements
  • Write-off record for unpaid loans
What makes it different
  • Faster than running BTCPay yourself
  • Keep custody without self-hosting your payment stack
  • Stablecoin support for price-stable invoices
  • Multi-chain support from one hosted checkout
  • Built for technical teams with API integration ready
  • Append-only, hash-chained ledger that cannot be secretly altered
  • Never holds funds or acts as a financial institution
  • Legally-structured promissory notes with all required terms
Free planNot given Not given
Open sourceNot given Not given
PlatformsNot given Not given
Public APINot given Not given
Community votes00
DR (Domain Rating by Ahrefs)4 −2 (down) since last checkNot checked yet no change since last check
Trust Flow (Majestic)31
Citation Flow (Majestic)1822
Referring domains (Majestic)137

5 details filled in for both companies.

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