| What it does | Connected financial planner for Indians in India and abroad
| The all-in-one personal finance dashboard combining envelope budgeting, expense tracking, and portfolio management
|
|---|
| Stage | Not given
| MVP
|
|---|
| Founded | Not given
| 2020
|
|---|
| Based in | SG
| DE
|
|---|
| Pricing model | Freemium
| Free trial
|
|---|
| Pricing | Free forever with all calculators and financial health check. Pro from $12/month or $99/year. Advisor $99/month and Advisor Pro $299/month for financial advisors.
| Free during open beta. Full release will be subscription-based with price TBD. Beta users will receive a discount.
|
|---|
| Key features | - Free financial calculators for SIP, FIRE, retirement, EMI, tax and more
- Connected financial planner tracking income, expenses, goals, assets and net worth
- AI-generated personalized action plans ranked by urgency
- FinChat AI planning assistant with 200 messages per month on Pro
- Multi-currency support for eight currencies including INR, USD, EUR, GBP
- PDF reports and scorecards for Pro users
- NRI-specific tools for residential status and returning to India
| - Envelope-based budgeting with real-time category tracking
- Multi-asset portfolio tracking including stocks, ETFs, crypto, commodities, and forex
- Visual reports and Sankey diagrams showing spending flows
- Real-time net worth and portfolio performance tracking
- Annualized performance and wealth projections
- Manual transaction entry with no bank connections required
- AES-256 encryption with zero-knowledge architecture
- EU server hosting under GDPR compliance
- CSV import for portfolio positions
- Desktop and mobile access
|
|---|
| What makes it different | - Connected workspace where cash flows, investments, goals, loans and SIPs stay connected
- Treats Indians abroad as core audience with multi-currency and residency rule support
- Never connects to bank or investment accounts; data encrypted with AES-128
- Recommendations follow standard financial planning order, not a generic checklist
| - Manual entry by design creates financial awareness and spending habits, unlike automated bank-syncing apps
- Combines budgeting and investing in a single app, providing complete net worth view across cash and all assets
- Zero-knowledge encryption and EU hosting unlike US-based competitors relying on third-party aggregators
- Built by a single developer with no shareholders or exit strategy, focused on quality over growth metrics
- Privacy by design with technically impossible data sales due to encryption
|
|---|
| Community votes | 0 | 0 |
|---|
| DR (Domain Rating by Ahrefs) | 5 ● no change since last check | 16 ● no change since last check |
|---|
| Trust Flow (Majestic) | 26 | 11 |
|---|
| Citation Flow (Majestic) | 25 | 20 |
|---|
| Referring domains (Majestic) | 15 | 16 |
|---|
FinPlann
Finzen