| What it does | Connected financial planner for Indians in India and abroad
| Know what you can spend right now with a simple visual spending pace
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| Stage | Not given
| Startup
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| Founded | Not given
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| Based in | SG
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| Pricing model | Freemium
| Freemium
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| Pricing | Free forever with all calculators and financial health check. Pro from $12/month or $99/year. Advisor $99/month and Advisor Pro $299/month for financial advisors.
| Free: up to 3 trains, default train theme, transaction history, 30D/90D/1Y reports, core widget, Apple Shortcuts. Pro: $9.99/year or $29.99 lifetime for unlimited trains, train sharing, additional visual themes, custom train-level thresholds, full widget configuration, CSV export. Localized pricing
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| Key features | - Free financial calculators for SIP, FIRE, retirement, EMI, tax and more
- Connected financial planner tracking income, expenses, goals, assets and net worth
- AI-generated personalized action plans ranked by urgency
- FinChat AI planning assistant with 200 messages per month on Pro
- Multi-currency support for eight currencies including INR, USD, EUR, GBP
- PDF reports and scorecards for Pro users
- NRI-specific tools for residential status and returning to India
| - Live spending balance that updates continuously as time passes and purchases are made
- Multiple spending trains for different expense categories
- Visual train metaphor showing ahead or behind status
- Home Screen widget for quick balance checking
- Transaction history and spending reports
- Shared trains for household spending management
- iCloud sync for seamless data synchronization
- CSV export for data analysis
- Custom visual themes
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| What makes it different | - Connected workspace where cash flows, investments, goals, loans and SIPs stay connected
- Treats Indians abroad as core audience with multi-currency and residency rule support
- Never connects to bank or investment accounts; data encrypted with AES-128
- Recommendations follow standard financial planning order, not a generic checklist
| - Answers the immediate question of what you can spend right now instead of providing only a monthly total
- Progress carries forward across months instead of resetting at month-end
- Simple interface with one live number instead of complex spreadsheets or multiple categories
- Free version available with core features to test the method before upgrading
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| Community votes | 0 | 0 |
| DR (Domain Rating by Ahrefs) | 5 ● no change since last check | Not checked yet ● no change since last check |
| Trust Flow (Majestic) | 26 | 0 |
| Citation Flow (Majestic) | 25 | 21 |
| Referring domains (Majestic) | 15 | 6 |