| What it does | The all-in-one personal finance dashboard combining envelope budgeting, expense tracking, and portfolio management
| AI-assisted BaZi chart analysis for self-reflection on personality, career, relationships, and daily energy patterns
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| Stage | MVP
| Not given
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| Founded | 2020
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| Based in | DE
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| Pricing model | Free trial
| Freemium
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| Pricing | Free during open beta. Full release will be subscription-based with price TBD. Beta users will receive a discount.
| Free chart preview (no signup required). First Look: $9.90 one-time (1 thematic reading plus 7 days of Daily Insights). Monthly: $9.90/month (unlimited Daily Insights, basic analysis, cancel anytime). Pro Report: $29.90 one-time (comprehensive chart analysis). Starter credits: $2.90 for 10 credits.
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| Key features | - Envelope-based budgeting with real-time category tracking
- Multi-asset portfolio tracking including stocks, ETFs, crypto, commodities, and forex
- Visual reports and Sankey diagrams showing spending flows
- Real-time net worth and portfolio performance tracking
- Annualized performance and wealth projections
- Manual transaction entry with no bank connections required
- AES-256 encryption with zero-knowledge architecture
- EU server hosting under GDPR compliance
- CSV import for portfolio positions
- Desktop and mobile access
| - Free BaZi chart preview with Four Pillars and Five Elements overview
- Daily Insights showing day pillar interaction with your chart
- Compatibility checker for two charts
- True Solar Time calculation adjusts birth hour by birthplace longitude
- Pro Report with chart patterns, personality, Six Relations, career and wealth analysis
- Luck Pillar phases showing 10-year cycles
- Support for English, Chinese, Japanese, and Korean
- Birth data encryption at rest and in transit
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| What makes it different | - Manual entry by design creates financial awareness and spending habits, unlike automated bank-syncing apps
- Combines budgeting and investing in a single app, providing complete net worth view across cash and all assets
- Zero-knowledge encryption and EU hosting unlike US-based competitors relying on third-party aggregators
- Built by a single developer with no shareholders or exit strategy, focused on quality over growth metrics
- Privacy by design with technically impossible data sales due to encryption
| - Combines classical BaZi theory with modern AI for grounded, personalized readings
- Chart logic follows classical BaZi texts, not simplified horoscopes
- Available in four languages, each written for its own cultural context
- Treats readings as reference for self-reflection, not predictions or fixed verdicts
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | 16 ● no change since last check | 2 ● no change since last check |
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| Trust Flow (Majestic) | 11 | 3 |
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| Citation Flow (Majestic) | 20 | 18 |
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| Referring domains (Majestic) | 16 | 9 |
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Finzen
Eastern Fate