Finzen vs NewTracker
A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.
Finzen compared with NewTracker
| Detail | 
Finzen | 
NewTracker |
|---|
| What it does | The all-in-one personal finance dashboard combining envelope budgeting, expense tracking, and portfolio management
| Personal finance app for people who'd rather live their life than balance a spreadsheet
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| Stage | MVP
| Not given
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| Founded | 2020
| Not given
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| Based in | DE
| CA
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| Pricing model | Free trial
| Free trial
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| Pricing | Free during open beta. Full release will be subscription-based with price TBD. Beta users will receive a discount.
| Monthly: $7.99 CAD/month. Annual: $69.99 CAD/year billed annually (save 27%), equivalent to $5.83 CAD/month. No credit card required for 14-day free trial.
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| Key features | - Envelope-based budgeting with real-time category tracking
- Multi-asset portfolio tracking including stocks, ETFs, crypto, commodities, and forex
- Visual reports and Sankey diagrams showing spending flows
- Real-time net worth and portfolio performance tracking
- Annualized performance and wealth projections
- Manual transaction entry with no bank connections required
- AES-256 encryption with zero-knowledge architecture
- EU server hosting under GDPR compliance
- CSV import for portfolio positions
- Desktop and mobile access
| - 50+ smart customizable categories
- Split transactions across multiple categories
- Custom automation rules for edge cases
- Monthly AI email recap of spending habits
- Subscription audit to find forgotten subscriptions
- Year-over-year spending comparisons
- Real-time balances across all accounts
- 90-day cash flow forecast
- Face ID and fingerprint lock on mobile
- CSV export anytime with no vendor lock-in
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| What makes it different | - Manual entry by design creates financial awareness and spending habits, unlike automated bank-syncing apps
- Combines budgeting and investing in a single app, providing complete net worth view across cash and all assets
- Zero-knowledge encryption and EU hosting unlike US-based competitors relying on third-party aggregators
- Built by a single developer with no shareholders or exit strategy, focused on quality over growth metrics
- Privacy by design with technically impossible data sales due to encryption
| - One honest price with every feature included, no tiers or add-ons
- Bank-grade read-only security with no data selling or training
- Full feature parity on web, iOS and Android with no stripped-down app
- Unlimited accounts, transactions and household members included
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | 16 ● no change since last check | Not checked yet ● no change since last check |
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| Trust Flow (Majestic) | 11 | 0 |
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| Citation Flow (Majestic) | 20 | 0 |
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| Referring domains (Majestic) | 16 | 0 |
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6 details filled in for both companies.
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