The all-in-one personal finance dashboard combining envelope budgeting, expense tracking, and portfolio management
Your personalized self-development book built from an anonymous assessment
Stage
MVP
Not given
Founded
2020
Not given
Based in
DE
US
Pricing model
Free trial
Paid
Pricing
Free during open beta. Full release will be subscription-based with price TBD. Beta users will receive a discount.
Digital US$79, Paperback US$109 (plus shipping), Hardcover US$149 (plus shipping). All one-time purchases in USD. Printed books include free shipping to most destinations.
Key features
Envelope-based budgeting with real-time category tracking
Multi-asset portfolio tracking including stocks, ETFs, crypto, commodities, and forex
Visual reports and Sankey diagrams showing spending flows
Real-time net worth and portfolio performance tracking
Annualized performance and wealth projections
Manual transaction entry with no bank connections required
AES-256 encryption with zero-knowledge architecture
EU server hosting under GDPR compliance
CSV import for portfolio positions
Desktop and mobile access
Seven-session anonymous assessment with research-grounded instruments
12 months GPT-guided development app access
Guided interview to shape personal development program
Digital PDF, paperback, or hardcover editions
Assessment based on validated instruments from Stanford, Oxford, Columbia, UCLA, and NCPTSD
What makes it different
Manual entry by design creates financial awareness and spending habits, unlike automated bank-syncing apps
Combines budgeting and investing in a single app, providing complete net worth view across cash and all assets
Zero-knowledge encryption and EU hosting unlike US-based competitors relying on third-party aggregators
Built by a single developer with no shareholders or exit strategy, focused on quality over growth metrics
Privacy by design with technically impossible data sales due to encryption
Fully anonymous by design with assessment separate from purchase details
Research-grounded assessments using validated instruments from leading institutions
Personalized one-of-one edition tailored to individual patterns and goals
Non-diagnostic approach supporting self-development without medical claims
Practical 180-day blueprint that turns insights into actionable steps
Finzen
Rilev