DIY retirement and financial planning with full tax detail and Claude AI assistance
Nepal's offline, no-login personal finance app with BS calendar and local payment tracking
Stage
Not given
Startup
Founded
Not given
2026
Based in
Not given
NP
Pricing model
Freemium
Free
Pricing
Free tier: The whole planner and app including up to 4 plans with 12 scenarios each, tax engine, Monte Carlo analysis, and free trial of Claude connector. Plus tier: $100 USD per year with higher Claude connector limits.
Not given
Key features
Tax modeling down to lot-level cost basis with capital gains stacking
Income tax calculation for 41 states and DC with local tax support
Social Security modeling with earnings test and spousal benefits
Monte Carlo analysis with thousand trials from real market history
Claude AI integration for plan building and analysis
Roth conversion and withdrawal optimizer
Multi-scenario comparison with detailed scenario diffing
Real estate modeling with depreciation and rental property analysis
Family and household modeling with marriage, children, and moves
Income tracking for salary, RSUs, pensions, and Social Security
Bikram Sambat and AD calendar toggle
eSewa, Khalti, connectIPS and bank integration
Lend and borrow tracking
Hyper-local expense categories
Offline functionality with no account required
Biometric app lock with fingerprint and PIN
CSV export and import
Income versus expense dashboards
Safe-to-spend indicators with progress bars
Custom bill and EMI reminders
What makes it different
Tax-focused planning engine that models actual tax impacts at lot level
Claude AI integration that builds and updates plans via conversation
Free core planner with optional paid Claude connector tier
Variable spending model that adapts annually based on portfolio performance
Built specifically for Nepal with Bikram Sambat calendar and local payment integrations
Private by design with data stored locally, no server backend or mandatory login
Lend and borrow tracking for informal money habits common in Nepal
Time-to-value under 3 seconds with no login friction
Frictionless onboarding and export capabilities for sharing with accountants
FinZot
Bhudki