DIY retirement and financial planning with full tax detail and Claude AI assistance
Bazi charts, I Ching readings, compatibility tools, and bilingual metaphysics library
Stage
Not given
Startup
Founded
Not given
2025
Based in
Not given
Not given
Pricing model
Freemium
Freemium
Pricing
Free tier: The whole planner and app including up to 4 plans with 12 scenarios each, tax engine, Monte Carlo analysis, and free trial of Claude connector. Plus tier: $100 USD per year with higher Claude connector limits.
Free core Bazi chart and I Ching readings; paid PRO Reports include advanced features like luck pillars, annual cycles, synastry, and spirit stars.
Key features
Tax modeling down to lot-level cost basis with capital gains stacking
Income tax calculation for 41 states and DC with local tax support
Social Security modeling with earnings test and spousal benefits
Monte Carlo analysis with thousand trials from real market history
Claude AI integration for plan building and analysis
Roth conversion and withdrawal optimizer
Multi-scenario comparison with detailed scenario diffing
Real estate modeling with depreciation and rental property analysis
Family and household modeling with marriage, children, and moves
Income tracking for salary, RSUs, pensions, and Social Security
Bazi Four Pillars calculator with True Solar Time correction
Day Master and Ten Gods analysis
I Ching digital coin oracle with 64 hexagrams
Synastry compatibility reports
Wish Sanctuary public wall
Bilingual library and dictionary
Palmistry reading tool
AI-assisted report explanations
Lunar calendar and Jieqi solar-term calculations
What makes it different
Tax-focused planning engine that models actual tax impacts at lot level
Claude AI integration that builds and updates plans via conversation
Free core planner with optional paid Claude connector tier
Variable spending model that adapts annually based on portfolio performance
True Solar Time correction for hour pillar accuracy
FinZot