DIY retirement and financial planning with full tax detail and Claude AI assistance
Budget app that shows what's coming so you can plan ahead
Stage
Not given
Not given
Founded
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Based in
Not given
US
Pricing model
Freemium
Free trial
Pricing
Free tier: The whole planner and app including up to 4 plans with 12 scenarios each, tax engine, Monte Carlo analysis, and free trial of Claude connector. Plus tier: $100 USD per year with higher Claude connector limits.
1-week free trial with full access. After trial: $9.99/month or $99.99/year (approximately $8.33/month, saves $19.89 versus monthly)
Key features
Tax modeling down to lot-level cost basis with capital gains stacking
Income tax calculation for 41 states and DC with local tax support
Social Security modeling with earnings test and spousal benefits
Monte Carlo analysis with thousand trials from real market history
Claude AI integration for plan building and analysis
Roth conversion and withdrawal optimizer
Multi-scenario comparison with detailed scenario diffing
Real estate modeling with depreciation and rental property analysis
Family and household modeling with marriage, children, and moves
Income tracking for salary, RSUs, pensions, and Social Security
Bank account connections via Plaid (read-only)
Automatic transaction import and categorization
Recurring bill and subscription detection
Budget alerts and warnings before limit breaks
Savings goals funded by skipped expenses
Forward-looking spending projections
Voice-powered expense entry
AI-assisted expense categorization
iOS home screen widgets
Push notifications for renewals and budget alerts
What makes it different
Tax-focused planning engine that models actual tax impacts at lot level
Claude AI integration that builds and updates plans via conversation
Free core planner with optional paid Claude connector tier
Variable spending model that adapts annually based on portfolio performance
Shows what's coming next with forward-looking spending projections
Automatically detects and tracks recurring bills and subscriptions
Voice-powered expense entry for quick cash tracking
Savings goals that accumulate from skipped expenses
Warns before charges hit with advance notifications
FinZot
FloosYo