DIY retirement and financial planning with full tax detail and Claude AI assistance
Household money app for Canadian couples
Stage
Not given
MVP
Founded
Not given
Not given
Based in
Not given
CA
Pricing model
Freemium
Free
Pricing
Free tier: The whole planner and app including up to 4 plans with 12 scenarios each, tax engine, Monte Carlo analysis, and free trial of Claude connector. Plus tier: $100 USD per year with higher Claude connector limits.
Not given
Key features
Tax modeling down to lot-level cost basis with capital gains stacking
Income tax calculation for 41 states and DC with local tax support
Social Security modeling with earnings test and spousal benefits
Monte Carlo analysis with thousand trials from real market history
Claude AI integration for plan building and analysis
Roth conversion and withdrawal optimizer
Multi-scenario comparison with detailed scenario diffing
Real estate modeling with depreciation and rental property analysis
Family and household modeling with marriage, children, and moves
Income tracking for salary, RSUs, pensions, and Social Security
Net worth tracking for household and each partner
TFSA, RRSP, and FHSA contribution room tracking
CSV and PDF statement import
Automatic transaction categorization
Duplicate detection
Partner invitation and shared view
Recurring bill and income detection
Account transfer pairing
Two-factor sign-in and Face ID or passkey options
What makes it different
Tax-focused planning engine that models actual tax impacts at lot level
Claude AI integration that builds and updates plans via conversation
Free core planner with optional paid Claude connector tier
Variable spending model that adapts annually based on portfolio performance
Shows net worth with complete arithmetic and accounting
Canadian tax account room automatically updated
Takes about ten minutes per month
Handles complex household situations like rental suites and side businesses
FinZot
Larch