DIY retirement and financial planning with full tax detail and Claude AI assistance
AI-powered personal finance app that connects your financial accounts and suggests your smartest next move.
Stage
Not given
Startup
Founded
Not given
2025
Based in
Not given
US
Pricing model
Freemium
Free trial
Pricing
Free tier: The whole planner and app including up to 4 plans with 12 scenarios each, tax engine, Monte Carlo analysis, and free trial of Claude connector. Plus tier: $100 USD per year with higher Claude connector limits.
14-day free trial with full access to all features. After trial: $9.99 per month or $79 per year. Cancel anytime during trial with no charge.
Key features
Tax modeling down to lot-level cost basis with capital gains stacking
Income tax calculation for 41 states and DC with local tax support
Social Security modeling with earnings test and spousal benefits
Monte Carlo analysis with thousand trials from real market history
Claude AI integration for plan building and analysis
Roth conversion and withdrawal optimizer
Multi-scenario comparison with detailed scenario diffing
Real estate modeling with depreciation and rental property analysis
Family and household modeling with marriage, children, and moves
Income tracking for salary, RSUs, pensions, and Social Security
AI Financial Advisors - 8 specialized agents personalized to your situation
Automatic bank, card, and brokerage syncing with nightly transaction refresh
Net worth tracking with peer percentile comparisons
Smart budgeting with rollover and visual progress rings
Goal forecasting with AI-powered projections
Cash flow visualization with interactive Sankey diagrams
Recurring charge and bill detection with price increase alerts
Weekly personalized audio briefing
Read-only bank connections through Plaid
Encrypted bank access tokens with no credential storage
What makes it different
Tax-focused planning engine that models actual tax impacts at lot level
Claude AI integration that builds and updates plans via conversation
Free core planner with optional paid Claude connector tier
Variable spending model that adapts annually based on portfolio performance
All 8 specialized AI agents included in every plan with no tiers or feature gates
One prioritized next action based on your complete financial picture
Full access during 14-day free trial with no charge if canceled
Locked-in pricing for all subscribers even after price increases
FinZot
PocketBuddy