DIY retirement and financial planning with full tax detail and Claude AI assistance
Track your utility usage, spot savings, and get alerts for abnormal use
Stage
Not given
Startup
Founded
Not given
2024
Based in
Not given
US
Pricing model
Freemium
Freemium
Pricing
Free tier: The whole planner and app including up to 4 plans with 12 scenarios each, tax engine, Monte Carlo analysis, and free trial of Claude connector. Plus tier: $100 USD per year with higher Claude connector limits.
Resident (monthly): $7.99/mo; Resident (annual): $49/yr; Resident (lifetime): $99 once. Pro and IoT plans available for property businesses.
Key features
Tax modeling down to lot-level cost basis with capital gains stacking
Income tax calculation for 41 states and DC with local tax support
Social Security modeling with earnings test and spousal benefits
Monte Carlo analysis with thousand trials from real market history
Claude AI integration for plan building and analysis
Roth conversion and withdrawal optimizer
Multi-scenario comparison with detailed scenario diffing
Real estate modeling with depreciation and rental property analysis
Family and household modeling with marriage, children, and moves
Income tracking for salary, RSUs, pensions, and Social Security
Sync Companion app for nightly data sync without storing credentials
Manual CSV upload for all other utilities
Instant data deletion at any time
What makes it different
Tax-focused planning engine that models actual tax impacts at lot level
Claude AI integration that builds and updates plans via conversation
Free core planner with optional paid Claude connector tier
Variable spending model that adapts annually based on portfolio performance
No password sharing: uses Green Button and Sync Companion app to keep login credentials secure
Real-time anomaly detection catches problems the same day they occur
Covers 33 US states and Canada across 36 utility companies
Isolates and tracks specific costs like EV charging and HVAC to measure actual savings
FinZot
Youtilitics