A budgeting and financial planning app that shows where your money is headed, not just where it went.
Connected financial planner for Indians in India and abroad
Stage
Not given
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Founded
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Based in
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SG
Pricing model
Freemium
Freemium
Pricing
Free plan with 2 saved projections; Flan Plan with unlimited projections and shared planning features.
Free forever with all calculators and financial health check. Pro from $12/month or $99/year. Advisor $99/month and Advisor Pro $299/month for financial advisors.
Key features
Visual financial timelines up to 30 years on Flan Plan
Projection-first budgeting approach
Goals and debt payoff planning
Shared projections with partners
Multiple saved scenarios to compare what-ifs
Onboarding walkthrough for new users
Actionable insights
Free financial calculators for SIP, FIRE, retirement, EMI, tax and more
Connected financial planner tracking income, expenses, goals, assets and net worth
AI-generated personalized action plans ranked by urgency
FinChat AI planning assistant with 200 messages per month on Pro
Multi-currency support for eight currencies including INR, USD, EUR, GBP
PDF reports and scorecards for Pro users
NRI-specific tools for residential status and returning to India
What makes it different
Projects your financial future forward instead of only tracking past spending
Works without bank account linking, focusing on planning rather than transaction tracking
Designed for both individuals and couples with shared planning capabilities
Connected workspace where cash flows, investments, goals, loans and SIPs stay connected
Treats Indians abroad as core audience with multi-currency and residency rule support
Never connects to bank or investment accounts; data encrypted with AES-128
Recommendations follow standard financial planning order, not a generic checklist