A budgeting and financial planning app that shows where your money is headed, not just where it went.
Budget app that shows what you can spend today
Stage
Not given
Not given
Founded
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Based in
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US
Pricing model
Freemium
Freemium
Pricing
Free plan with 2 saved projections; Flan Plan with unlimited projections and shared planning features.
Free to start with all features unlocked; then Monthly, Yearly (billed yearly, most common option), or Lifetime (one-time payment). Prices set by Apple App Store and Google Play and vary by country.
Key features
Visual financial timelines up to 30 years on Flan Plan
Projection-first budgeting approach
Goals and debt payoff planning
Shared projections with partners
Multiple saved scenarios to compare what-ifs
Onboarding walkthrough for new users
Actionable insights
Calculates what you can safely spend today
Budgets over any period (month, fortnight, custom)
Multiple accounts, transfers, and net worth tracking
Recurring rules for rent, salary, and subscriptions
Search and filters over every transaction
CSV export of transactions
Backup and restore via Google Drive, iCloud, or file
App lock with passcode and biometrics
Supports 165 currencies and 5 languages
All data stays on device with optional backup only
What makes it different
Projects your financial future forward instead of only tracking past spending
Works without bank account linking, focusing on planning rather than transaction tracking
Designed for both individuals and couples with shared planning capabilities
No bank connection—you manually add transactions, so no credentials to share and nothing to categorize incorrectly
All data remains on your phone; nothing is uploaded without your permission
Shows what you can spend today as one clear number derived from remaining funds and days until payday
Free to start with all features unlocked; you choose whether to pay to continue adding transactions
Flan
Ledgerly