A budgeting and financial planning app that shows where your money is headed, not just where it went.
Your money, across borders
Stage
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Founded
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ID
Pricing model
Freemium
Freemium
Pricing
Free plan with 2 saved projections; Flan Plan with unlimited projections and shared planning features.
Free plan with unlimited accounts in any currency, Money Chat, budgets, forecast and encrypted sync. Nomad Monthly at $6.99 per month or Nomad Yearly at $59 per year (save 29% yearly). All plans billed in USD through Paddle.
Key features
Visual financial timelines up to 30 years on Flan Plan
Projection-first budgeting approach
Goals and debt payoff planning
Shared projections with partners
Multiple saved scenarios to compare what-ifs
Onboarding walkthrough for new users
Actionable insights
Accounts in any currency with single Net Worth view
Money Chat for natural language transaction entry
End-to-end encrypted sync across devices
Budget income and spending with runway forecast
Scenario planning and forecasting
CSV and ZenMoney import
Local-only or Private AI options
Data export as JSON or CSV
Recovery key backup
What makes it different
Projects your financial future forward instead of only tracking past spending
Works without bank account linking, focusing on planning rather than transaction tracking
Designed for both individuals and couples with shared planning capabilities
Privacy-first design with end-to-end encryption that even the company cannot read
Designed specifically for people managing life across multiple countries and currencies
AI that respects privacy with local-only mode running in browser
No bank login required, manual entry or import only
Free plan with full workspace including encrypted sync
Flan
Nomad Flow