| What it does | Desktop app for organizing income, expenses, budgets, subscriptions, and goals
| Your money, across borders
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| Stage | Not given
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| Founded | Not given
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| Pricing model | Not given
| Freemium
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| Pricing | Not given
| Free plan with unlimited accounts in any currency, Money Chat, budgets, forecast and encrypted sync. Nomad Monthly at $6.99 per month or Nomad Yearly at $59 per year (save 29% yearly). All plans billed in USD through Paddle.
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| Key features | - AI insight that detects patterns and recurring expenses
- Budget guard with visual warnings before overspending
- Guided onboarding that builds your first month
- Real transaction editor with amount, date, category, account, merchant, tags, notes
- Reports with charts for category, monthly trend, savings, and extraordinary expenses
- Local-first data storage with optional account sync
- Control of recurring income, fixed and variable expenses, extraordinary movements, and monthly budget
- Google login for account creation
- Windows desktop application
| - Accounts in any currency with single Net Worth view
- Money Chat for natural language transaction entry
- End-to-end encrypted sync across devices
- Budget income and spending with runway forecast
- Scenario planning and forecasting
- CSV and ZenMoney import
- Local-only or Private AI options
- Data export as JSON or CSV
- Recovery key backup
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| What makes it different | - Local-first by default, no account required to start
- Complete financial workspace in one compact, actionable view
- Build your first budget in minutes with guided onboarding
- Everything stays connected in one workspace
| - Privacy-first design with end-to-end encryption that even the company cannot read
- Designed specifically for people managing life across multiple countries and currencies
- AI that respects privacy with local-only mode running in browser
- No bank login required, manual entry or import only
- Free plan with full workspace including encrypted sync
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | 4 ● no change since last check | 6 ● no change since last check |
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| Trust Flow (Majestic) | 6 | 2 |
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| Citation Flow (Majestic) | 19 | 16 |
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| Referring domains (Majestic) | 22 | 4 |
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Flytivy Personal Finance
Nomad Flow