Folify vs My Money Train
A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.
Folify compared with My Money Train
| Detail | 
Folify | 
My Money Train |
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| What it does | Portfolio rebalancing tool for investors
| Know what you can spend right now with a simple visual spending pace
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| Stage | Not given
| Startup
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| Founded | Not given
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| Based in | Not given
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| Pricing model | Not given
| Freemium
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| Pricing | Basic: $5/month or $40/year (billed yearly). Pro: $8/month or $60/year. Ultra: $12/month or $100/year. First month free.
| Free: up to 3 trains, default train theme, transaction history, 30D/90D/1Y reports, core widget, Apple Shortcuts. Pro: $9.99/year or $29.99 lifetime for unlimited trains, train sharing, additional visual themes, custom train-level thresholds, full widget configuration, CSV export. Localized pricing
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| Key features | - Portfolio holdings monitoring across multiple accounts
- Multi-segment allocation tracking with up to 10 levels
- Allocation drift notifications via email and Telegram
- Rebalancing plan calculation with specific asset actions
- Support for stocks, ETFs, crypto and currencies from 70+ exchanges
- Customizable drift limits and waiting periods for alerts
- Automatic 24/7 value and allocation updates
- 15-minute delayed or end-of-day market data
| - Live spending balance that updates continuously as time passes and purchases are made
- Multiple spending trains for different expense categories
- Visual train metaphor showing ahead or behind status
- Home Screen widget for quick balance checking
- Transaction history and spending reports
- Shared trains for household spending management
- iCloud sync for seamless data synchronization
- CSV export for data analysis
- Custom visual themes
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| What makes it different | - User-defined rules determine when alerts trigger, not the system
- Alerts only sent when both drift and time conditions are met simultaneously
- Detailed rebalancing actions specify exactly which assets to buy and sell in each account
- Nested segment structure allows organizing portfolios by purpose, region, risk or custom categories
| - Answers the immediate question of what you can spend right now instead of providing only a monthly total
- Progress carries forward across months instead of resetting at month-end
- Simple interface with one live number instead of complex spreadsheets or multiple categories
- Free version available with core features to test the method before upgrading
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | Not checked yet ● no change since last check | Not checked yet ● no change since last check |
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| Trust Flow (Majestic) | 0 | 0 |
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| Citation Flow (Majestic) | 0 | 21 |
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| Referring domains (Majestic) | 0 | 6 |
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4 details filled in for both companies.
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