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Folify vs The Silo

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Folify compared with The Silo
DetailFolify logo FolifyThe Silo logo The Silo
What it doesPortfolio rebalancing tool for investors Budgeting and debt payoff planner with no bank linking and no data selling
StageNot given Not given
FoundedNot given Not given
Based inNot given Not given
Pricing modelNot given Not given
PricingBasic: $5/month or $40/year (billed yearly). Pro: $8/month or $60/year. Ultra: $12/month or $100/year. First month free. Free plan: 2 accounts, 5 debts, 1 property, no card required. Home plan: $5.99/month.
Key features
  • Portfolio holdings monitoring across multiple accounts
  • Multi-segment allocation tracking with up to 10 levels
  • Allocation drift notifications via email and Telegram
  • Rebalancing plan calculation with specific asset actions
  • Support for stocks, ETFs, crypto and currencies from 70+ exchanges
  • Customizable drift limits and waiting periods for alerts
  • Automatic 24/7 value and allocation updates
  • 15-minute delayed or end-of-day market data
  • Avalanche, snowball, or custom debt payoff order
  • Projected debt-free date
  • Financial forecasting up to ten years out
  • Overdraft warnings months in advance
  • Bank and credit card statement upload
  • No bank account connection required
  • Two-factor authentication and encryption
  • Consolidation offer calculator
  • Household sharing of financial books
What makes it different
  • User-defined rules determine when alerts trigger, not the system
  • Alerts only sent when both drift and time conditions are met simultaneously
  • Detailed rebalancing actions specify exactly which assets to buy and sell in each account
  • Nested segment structure allows organizing portfolios by purpose, region, risk or custom categories
  • No bank account linking – you enter numbers, not credentials
  • Price locked in for life – no rate increases
  • Reads bank statements to eliminate manual data entry
  • Actual debt-free date instead of vague projections
  • Warns of overdrafts months before they happen
Community votes00
DR (Domain Rating by Ahrefs)Not checked yet no change since last check10 no change since last check
Trust Flow (Majestic)022
Citation Flow (Majestic)012
Referring domains (Majestic)02

4 details filled in for both companies.

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