The operating system for high-compliance merchants
Payment orchestration platform with smart routing, real-time fraud detection, and autonomous optimization
Stage
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Founded
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Based in
US
TR
Pricing model
Paid
Contact for pricing
Pricing
Card payments starting from 2.0% + $0.39 per successful transaction. Disputes: $25 per dispute. Bank debits and transfers: 0.8% per transaction. Instant payouts: 1.5% per transaction. 3D Secure: $0.05 per attempt. Fraud protection and transaction monitoring included. Hosted checkout and payment link
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Key features
AI-powered fraud detection and prevention via Sonar
KYC and KYB with automated checks against global data sources
Real-time geocompliance to restrict or allow transactions by location
Background checks and criminal screening
Chargeback defense and automated chargeback representment
Adaptive AI routing to select the bank with highest approval rate for each transaction
Cascading failover that automatically retries failed transactions with alternate banks within seconds
Rule engine to define payment policies in readable DSL with shadow mode testing
Card tokenization with PCI DSS scope minimization and hosted fields
Real-time fraud and risk scoring with device intelligence and behavioral anomaly detection
Automated reconciliation with end-of-day settlement file matching
Support for 20+ banks and payment service providers including Stripe, Adyen, and Turkish banks
3D Secure 2.1 and 2.2 support with automatic step-up triggering by risk score
Cost-first routing with fee calculation in less than 2 milliseconds
Immutable audit trail and explainable routing decisions with reason codes
What makes it different
One unified platform for payments, compliance, and fraud detection instead of stitching together separate tools
Go live within days, not months with one integration and transparent review process
Transparent, straightforward pricing with no setup fees, monthly minimums, or contracts
Compliance and fraud detection powered by billions of data points across the Frame network
Single API integration to 20+ banks eliminates wiring up banks individually
AI model learns from every transaction and adapts routing in real-time
Transparent routing decisions versus black-box alternatives
Idempotent core ensures payments are never charged twice
Frame
Lunixi