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Freeboard vs Larch

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Freeboard compared with Larch
DetailFreeboard logo FreeboardLarch logo Larch
What it doesCash flow app for freelancers: what you can spend today Household money app for Canadian couples
StageMVP MVP
FoundedNot given Not given
Based inEE CA
Pricing modelFree trial Free
PricingFree for the first year for the first 100 people in early access. After that: US$9 per month or US$79 per year (or 9 € per month or 79 € per year for dashboards created from the Italian site). No automatic charges; email confirmation before billing begins. Not given
Key features
  • Import bank transactions from CSV, Excel, OFX/QFX, QIF or CAMT.053 files
  • Automatic recognition of transactions from Chase, Bank of America, Wells Fargo, Capital One, Citi, American Express, Discover, Revolut, Wise, N26 and Fineco
  • Connect Stripe for subscription renewals and payout tracking
  • Import Fiverr earnings and forecast future payouts
  • Browser extension for Chrome, Edge and Brave showing safe-to-spend at checkout
  • Integration with Claude and ChatGPT for spending questions
  • Multi-currency conversion using European Central Bank reference rates
  • Net worth tracking for household and each partner
  • TFSA, RRSP, and FHSA contribution room tracking
  • CSV and PDF statement import
  • Automatic transaction categorization
  • Duplicate detection
  • Partner invitation and shared view
  • Recurring bill and income detection
  • Account transfer pairing
  • Two-factor sign-in and Face ID or passkey options
What makes it different
  • Shows what you can safely spend today without touching emergency funds or taxes over the next 12 months, not just current account balance
  • Counts only income you can rely on (certain, half-certain, or uncertain) rather than all projected income
  • Shows net worth with complete arithmetic and accounting
  • Canadian tax account room automatically updated
  • Takes about ten minutes per month
  • Handles complex household situations like rental suites and side businesses
Community votes00
DR (Domain Rating by Ahrefs)3 +1 (up) since last checkNot checked yet no change since last check
Trust Flow (Majestic)00
Citation Flow (Majestic)200
Referring domains (Majestic)60

6 details filled in for both companies.

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