| What it does | Find forgotten subscriptions before they charge you again
| The all-in-one personal finance dashboard combining envelope budgeting, expense tracking, and portfolio management
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| Stage | Startup
| MVP
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| Founded | Not given
| 2020
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| Based in | US
| DE
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| Pricing model | Freemium
| Free trial
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| Pricing | Free plan includes manual subscription tracking, renewal and trial reminders, 10 free statement scans (each covering up to 12 monthly PDF statements or a CSV export), and 10 on-device scans on iPhone and Android. Guard paid plan: $4.99/month or $2.99/month billed yearly at $35.88/year.
| Free during open beta. Full release will be subscription-based with price TBD. Beta users will receive a discount.
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| Key features | - Gmail subscription discovery with read-only access to find receipts, trials, and renewal notices from the last 12 months
- Statement import and scanning for recurring charge detection
- Renewal and trial-end reminders before charges occur
- Unified dashboard showing all subscriptions, active count, monthly and yearly totals
- Monthly and yearly spending overview
- On-device statement scanning on iPhone and Android
- Price change, cancellation, and failed payment alerts
- Audit history of subscription changes while Guard is active
| - Envelope-based budgeting with real-time category tracking
- Multi-asset portfolio tracking including stocks, ETFs, crypto, commodities, and forex
- Visual reports and Sankey diagrams showing spending flows
- Real-time net worth and portfolio performance tracking
- Annualized performance and wealth projections
- Manual transaction entry with no bank connections required
- AES-256 encryption with zero-knowledge architecture
- EU server hosting under GDPR compliance
- CSV import for portfolio positions
- Desktop and mobile access
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| What makes it different | - No bank login required—never shares banking credentials or connects to bank accounts
- Privacy-first design with no automatic scanning or transaction feed monitoring
- You remain in control—Frobly never cancels subscriptions or touches your accounts
- Free plan forever with manual tracking and renewal reminders at no cost
- Gmail integration with read-only access and no automatic imports—you review everything first
| - Manual entry by design creates financial awareness and spending habits, unlike automated bank-syncing apps
- Combines budgeting and investing in a single app, providing complete net worth view across cash and all assets
- Zero-knowledge encryption and EU hosting unlike US-based competitors relying on third-party aggregators
- Built by a single developer with no shareholders or exit strategy, focused on quality over growth metrics
- Privacy by design with technically impossible data sales due to encryption
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | 18 ● no change since last check | 16 ● no change since last check |
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| Trust Flow (Majestic) | 10 | 11 |
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| Citation Flow (Majestic) | 38 | 20 |
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| Referring domains (Majestic) | 350 | 16 |
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Frobly
Finzen