Find forgotten subscriptions before they charge you again
Budgeting and debt payoff planner with no bank linking and no data selling
Stage
Startup
Not given
Founded
Not given
Not given
Based in
US
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Pricing model
Freemium
Not given
Pricing
Free plan includes manual subscription tracking, renewal and trial reminders, 10 free statement scans (each covering up to 12 monthly PDF statements or a CSV export), and 10 on-device scans on iPhone and Android. Guard paid plan: $4.99/month or $2.99/month billed yearly at $35.88/year.
Free plan: 2 accounts, 5 debts, 1 property, no card required. Home plan: $5.99/month.
Key features
Gmail subscription discovery with read-only access to find receipts, trials, and renewal notices from the last 12 months
Statement import and scanning for recurring charge detection
Renewal and trial-end reminders before charges occur
Unified dashboard showing all subscriptions, active count, monthly and yearly totals
Monthly and yearly spending overview
On-device statement scanning on iPhone and Android
Price change, cancellation, and failed payment alerts
Audit history of subscription changes while Guard is active
Avalanche, snowball, or custom debt payoff order
Projected debt-free date
Financial forecasting up to ten years out
Overdraft warnings months in advance
Bank and credit card statement upload
No bank account connection required
Two-factor authentication and encryption
Consolidation offer calculator
Household sharing of financial books
What makes it different
No bank login required—never shares banking credentials or connects to bank accounts
Privacy-first design with no automatic scanning or transaction feed monitoring
You remain in control—Frobly never cancels subscriptions or touches your accounts
Free plan forever with manual tracking and renewal reminders at no cost
Gmail integration with read-only access and no automatic imports—you review everything first
No bank account linking – you enter numbers, not credentials
Price locked in for life – no rate increases
Reads bank statements to eliminate manual data entry
Actual debt-free date instead of vague projections
Frobly
The Silo