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Getatext vs Groundfloor

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Getatext compared with Groundfloor
DetailGetatext logo GetatextGroundfloor logo Groundfloor
What it doesSMS Verification with Real US Non-VoIP Phone Numbers Private markets investing platform offering real estate loans, notes, and emerging alternative investments
StageEstablished Established
FoundedNot given 2013
Based inUS US
Pricing modelPaid Freemium
PricingPay-as-you-go with no deposit fees. Loyalty tiers offer automatic discounts: 5% off at $500 deposit, 10% at $3,000, 15% at $6,000, 20% at $10,000, 25% at $20,000, and 35% at $35,000 per 30-day cycle. Notes: 5%-9.0% highest return, $100-$10,000 minimum investment; Loans: 10-18% target IRR, $10 minimum investment; 12 Mo Preferred Note: 8.5% fixed rate, $10,000 minimum investment; Groundfloor Bond Note: 9.5% fixed rate, $10,000 minimum investment; Music Royalties Portfolio: 7% annualized return (12
Key features
  • Real US SIM-based phone numbers
  • Non-VoIP numbers accepted by major platforms
  • Instant SMS delivery to dashboard
  • Free public numbers for testing
  • VPN and Tor support
  • Public API for automation
  • Multiple payment methods
  • Automatic refunds if SMS not received
  • Individual real estate loan selection with 10-18% target IRR
  • Auto Finance Portfolio with 13.6% target net IRR for accredited investors
  • Music Royalties Portfolio offering 7% fixed annualized return
  • Pre-IPO Stock Finance Portfolio with 15-18% target net IRR
  • Portfolio tracking and real-time performance monitoring
  • Automated monthly interest payments to investors
  • Mobile app for browsing and managing investments on the go
What makes it different
  • Physical SIM cards instead of VoIP numbers ensure higher acceptance rates on platforms that restrict virtual numbers
  • No identity verification required, designed for privacy
  • Exclusive number assignment prevents other users from using your assigned number
  • 100% repayment track record on real estate-backed notes since platform inception
  • First company qualified by SEC under Regulation A+ to open private real estate investing to non-accredited investors
  • Over 13 years of operating history managing real estate investments since 2013
  • Direct origination and underwriting rather than marketplace model
  • Verified residential collateral and first- or second-lien security on every loan
Free planNot given Not given
Open sourceNot given Not given
PlatformsNot given Not given
Public APINot given Not given
Community votes00
DR (Domain Rating by Ahrefs)5 no change since last check49 +1 (up) since last check
Trust Flow (Majestic)1919
Citation Flow (Majestic)3232
Referring domains (Majestic)165595

7 details filled in for both companies.

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