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Goodbudget vs Paecto

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Goodbudget compared with Paecto
DetailGoodbudget logo GoodbudgetPaecto logo Paecto
What it doesBudget with a why Contract and deadline management for businesses
StageEstablished Startup
Founded2009 2025
Based inUS FR
Pricing modelFreemium Freemium
PricingFree plan with 10 envelopes and basic features; Premium at $10/month or $80/year with unlimited envelopes and automatic bank sync. Free plan with 3 assets and 10 contracts; Personal at €4.99/month; Personal+ at €7.99/month; Family at €12.99/month (up to 5 members); Lifetime deal at €149 (one-time); Business at €19.99/month (up to 5 members); Business+ at €34.99/month (up to 15 members); Agency at €49.99/month (unlimited members
Key features
  • Envelope budgeting system
  • Sync and share budgets
  • Debt tracking
  • Automatic bank sync
  • Multi-device support
  • Transaction history
  • Multiple accounts
  • AI document extraction from PDFs and images
  • Multi-level alerts (90, 30, 15, 7 days before expiry)
  • WhatsApp and email alerts
  • Mandatory insurance dashboard
  • Asset and site register
  • Price tracking for supplier rate increases
  • WhatsApp bot for contract queries
  • Team collaboration with roles and permissions
  • Document vault for centralized storage
  • GDPR data export
What makes it different
  • Time-tested envelope budgeting method in digital format
  • Shareable across phones and web for family alignment
  • Reflects personal values in spending decisions
  • Automatic AI extraction eliminates manual data entry
  • Built specifically for contract deadlines unlike generic tools
  • WhatsApp bot for on-the-go contract access
  • Multi-site and multi-entity management in one view
  • EU-hosted data with GDPR compliance and encryption
Free planNot given Not given
Open sourceNot given Not given
PlatformsNot given Not given
Public APINot given Not given
Community votes00
DR (Domain Rating by Ahrefs)72 no change since last checkNot checked yet no change since last check
Trust Flow (Majestic)360
Citation Flow (Majestic)4612
Referring domains (Majestic)31418

8 details filled in for both companies.

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