Groundfloor vs AgentaOS

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Groundfloor compared with AgentaOS
Detail	Groundfloor	AgentaOS
What it does	Private markets investing platform offering real estate loans, notes, and emerging alternative investments	Merchant of Record for card and monthly payments from 190+ countries, with tax and invoices handled
Stage	Established	Startup
Founded	2013	2025
Based in	US	EE
Pricing model	Freemium	Not given
Pricing	Notes: 5%-9.0% highest return, $100-$10,000 minimum investment; Loans: 10-18% target IRR, $10 minimum investment; 12 Mo Preferred Note: 8.5% fixed rate, $10,000 minimum investment; Groundfloor Bond Note: 9.5% fixed rate, $10,000 minimum investment; Music Royalties Portfolio: 7% annualized return (12	Start free: €0/month with 4.5% + €0.50 per card sale. Pro: €49/month with 4.0% + €0.40 per card sale. First paying users: €99 one-time for pricing consultation and checkout setup. Paywall in your app: starting at €199 one-time for in-app checkout and webhooks. Bank transfer fee: 1.5%. Cards from out
Key features	Individual real estate loan selection with 10-18% target IRR Auto Finance Portfolio with 13.6% target net IRR for accredited investors Music Royalties Portfolio offering 7% fixed annualized return Pre-IPO Stock Finance Portfolio with 15-18% target net IRR Portfolio tracking and real-time performance monitoring Automated monthly interest payments to investors Mobile app for browsing and managing investments on the go	Card and subscription payments Pricing Intelligence with scoring and recommendations Tax and VAT filing in 135+ jurisdictions Payments via AI agents (Claude, Cursor, ChatGPT) Payouts in EUR, USD or digital assets Automatic invoice generation No company registration required Chargeback and refund protection
What makes it different	100% repayment track record on real estate-backed notes since platform inception First company qualified by SEC under Regulation A+ to open private real estate investing to non-accredited investors Over 13 years of operating history managing real estate investments since 2013 Direct origination and underwriting rather than marketplace model Verified residential collateral and first- or second-lien security on every loan	Handles tax compliance in 135+ jurisdictions automatically Sells to customers in 190+ countries without seller needing foreign company Pricing Intelligence reviews and scores seller pricing
Free plan	Not given	Not given
Open source	Not given	Not given
Platforms	Not given	Not given
Public API	Not given	Not given
Community votes	0	0
DR (Domain Rating by Ahrefs)	49 +1 (up) since last check	35 no change since last check
Trust Flow (Majestic)	19	13
Citation Flow (Majestic)	32	30
Referring domains (Majestic)	595	44

7 details filled in for both companies.

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