Groundfloor vs Casca
A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.
Groundfloor compared with Casca
| Detail | 
Groundfloor | 
Casca |
|---|
| What it does | Private markets investing platform offering real estate loans, notes, and emerging alternative investments
| AI-native Loan Origination System for banks and lenders
|
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| Stage | Established
| Not given
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| Founded | 2013
| 2023
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| Based in | US
| US
|
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| Pricing model | Freemium
| Contact for pricing
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| Pricing | Notes: 5%-9.0% highest return, $100-$10,000 minimum investment; Loans: 10-18% target IRR, $10 minimum investment; 12 Mo Preferred Note: 8.5% fixed rate, $10,000 minimum investment; Groundfloor Bond Note: 9.5% fixed rate, $10,000 minimum investment; Music Royalties Portfolio: 7% annualized return (12
| Not given
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| Key features | - Individual real estate loan selection with 10-18% target IRR
- Auto Finance Portfolio with 13.6% target net IRR for accredited investors
- Music Royalties Portfolio offering 7% fixed annualized return
- Pre-IPO Stock Finance Portfolio with 15-18% target net IRR
- Portfolio tracking and real-time performance monitoring
- Automated monthly interest payments to investors
- Mobile app for browsing and managing investments on the go
| - AI-powered digital loan application with 3x higher conversion rates
- 24/7 AI loan assistant responding within 2-3 minutes
- Automated KYB checks analyzing 40+ compliance items
- Document analysis for 100+ document types
- 30+ native integrations with data providers
- E-Tran integration for direct SBA submission
- Real-time applicant portal for loan tracking
- Automated document collection and secure storage
- Historical loan analytics comparing against 30 years of data
- SOC2 certified with audit logs and compliance monitoring
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| What makes it different | - 100% repayment track record on real estate-backed notes since platform inception
- First company qualified by SEC under Regulation A+ to open private real estate investing to non-accredited investors
- Over 13 years of operating history managing real estate investments since 2013
- Direct origination and underwriting rather than marketplace model
- Verified residential collateral and first- or second-lien security on every loan
| - Reduces loan cycle time by 5 days through AI document analysis
- Built specifically for regulated banking with compliant AI and humans-in-the-loop
- Prequalifies applicants in 5 minutes with automatic information prefill
- Go live as fast as 2 weeks
- Trusted by FDIC-insured banks and top 10 US banks
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| Free plan | Not given
| Not given
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| Open source | Not given
| Not given
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| Platforms | Not given
| Not given
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| Public API | Not given
| Not given
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | 49 ▲ +1 (up) since last check | 43 ● no change since last check |
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| Trust Flow (Majestic) | 19 | 9 |
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| Citation Flow (Majestic) | 32 | 36 |
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| Referring domains (Majestic) | 595 | 361 |
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6 details filled in for both companies.
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