Groundfloor vs CoinsPay

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Groundfloor compared with CoinsPay
Detail	Groundfloor	CoinsPay
What it does	Private markets investing platform offering real estate loans, notes, and emerging alternative investments	Crypto payments for online shops, paid out straight to your wallets
Stage	Established	Not given
Founded	2013	Not given
Based in	US	Not given
Pricing model	Freemium	Paid
Pricing	Notes: 5%-9.0% highest return, $100-$10,000 minimum investment; Loans: 10-18% target IRR, $10 minimum investment; 12 Mo Preferred Note: 8.5% fixed rate, $10,000 minimum investment; Groundfloor Bond Note: 9.5% fixed rate, $10,000 minimum investment; Music Royalties Portfolio: 7% annualized return (12	From 0.3% of each payout, with no monthly or setup fee. First 10 days fee-free on payouts up to $500. Network fees deducted at cost.
Key features	Individual real estate loan selection with 10-18% target IRR Auto Finance Portfolio with 13.6% target net IRR for accredited investors Music Royalties Portfolio offering 7% fixed annualized return Pre-IPO Stock Finance Portfolio with 15-18% target net IRR Portfolio tracking and real-time performance monitoring Automated monthly interest payments to investors Mobile app for browsing and managing investments on the go	Payment links and invoices Automatic split payouts to multiple wallets 30+ cryptocurrencies supported Payment page with coin picker Deposit addresses and QR codes Telegram notifications REST API with webhooks Two-factor authentication Multi-shop support
What makes it different	100% repayment track record on real estate-backed notes since platform inception First company qualified by SEC under Regulation A+ to open private real estate investing to non-accredited investors Over 13 years of operating history managing real estate investments since 2013 Direct origination and underwriting rather than marketplace model Verified residential collateral and first- or second-lien security on every loan	No monthly or setup fees, pay only when you get paid First 10 days fee-free on payouts up to $500 Money stays in merchant's own wallets, nothing held on platform Automatic handling of blockchain complexity and network selection No developer required to get started
Free plan	Not given	Not given
Open source	Not given	Not given
Platforms	Not given	Not given
Public API	Not given	Not given
Community votes	0	0
DR (Domain Rating by Ahrefs)	48 −1 (down) since last check	Not checked yet no change since last check
Trust Flow (Majestic)	19	0
Citation Flow (Majestic)	32	0
Referring domains (Majestic)	595	0

5 details filled in for both companies.

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