Groundfloor vs GetESAPaid

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Groundfloor compared with GetESAPaid
Detail	Groundfloor	GetESAPaid
What it does	Private markets investing platform offering real estate loans, notes, and emerging alternative investments	ESA invoices that don't bounce: register as a vendor, send itemized, audit-ready invoices and track payouts.
Stage	Established	Not given
Founded	2013	Not given
Based in	US	US
Pricing model	Freemium	Freemium
Pricing	Notes: 5%-9.0% highest return, $100-$10,000 minimum investment; Loans: 10-18% target IRR, $10 minimum investment; 12 Mo Preferred Note: 8.5% fixed rate, $10,000 minimum investment; Groundfloor Bond Note: 9.5% fixed rate, $10,000 minimum investment; Music Royalties Portfolio: 7% annualized return (12	Free: invoice generator, rejection checker, expense checker, vendor application checklist. Paid: $39/month or $390/year ($32.50/mo, about two months free), includes invoicing, records, credential vault, payout tracking, tax pack, vendor directory listing, cancel anytime.
Key features	Individual real estate loan selection with 10-18% target IRR Auto Finance Portfolio with 13.6% target net IRR for accredited investors Music Royalties Portfolio offering 7% fixed annualized return Pre-IPO Stock Finance Portfolio with 15-18% target net IRR Portfolio tracking and real-time performance monitoring Automated monthly interest payments to investors Mobile app for browsing and managing investments on the go	Guided per-state vendor registration for 17 ESA programs Itemized invoices built with source-linked program rules and requirements Pre-submission invoice rejection checker flagging missing fields Audit-ready records binder per student with invoices and service logs Payout tracking across ClassWallet, Odyssey and Step Up For Students Credential vault with expiry reminders Tax pack year-end CSV and PDF of ESA income Public vendor directory listing Reconciliation import matching bank deposits to invoices
What makes it different	100% repayment track record on real estate-backed notes since platform inception First company qualified by SEC under Regulation A+ to open private real estate investing to non-accredited investors Over 13 years of operating history managing real estate investments since 2013 Direct origination and underwriting rather than marketplace model Verified residential collateral and first- or second-lien security on every loan	Covers 17 active ESA state programs with program-specific rules in one platform Pre-checks invoices against each state's exact required fields before submission Free invoice generator and rejection checker with no signup required
Free plan	Not given	Not given
Open source	Not given	Not given
Platforms	Not given	Not given
Public API	Not given	Not given
Community votes	0	0
DR (Domain Rating by Ahrefs)	48 −1 (down) since last check	40 −4 (down) since last check
Trust Flow (Majestic)	19	3
Citation Flow (Majestic)	32	25
Referring domains (Majestic)	595	19

6 details filled in for both companies.

More alternatives to Groundfloor More alternatives to GetESAPaid