Groundfloor vs NoteHouse

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Groundfloor compared with NoteHouse
Detail	Groundfloor	NoteHouse
What it does	Private markets investing platform offering real estate loans, notes, and emerging alternative investments	Private lending software that drafts promissory notes, computes schedules, tracks payments, and keeps both parties on one ledger
Stage	Established	Startup
Founded	2013	2026
Based in	US	US
Pricing model	Freemium	Freemium
Pricing	Notes: 5%-9.0% highest return, $100-$10,000 minimum investment; Loans: 10-18% target IRR, $10 minimum investment; 12 Mo Preferred Note: 8.5% fixed rate, $10,000 minimum investment; Groundfloor Bond Note: 9.5% fixed rate, $10,000 minimum investment; Music Royalties Portfolio: 7% annualized return (12	Free plan: $0, up to 2 open loans. Standard plan: $12 per month or $120 per year, unlimited open loans.
Key features	Individual real estate loan selection with 10-18% target IRR Auto Finance Portfolio with 13.6% target net IRR for accredited investors Music Royalties Portfolio offering 7% fixed annualized return Pre-IPO Stock Finance Portfolio with 15-18% target net IRR Portfolio tracking and real-time performance monitoring Automated monthly interest payments to investors Mobile app for browsing and managing investments on the go	Promissory note generation from loan terms Amortization schedule computation Payment confirmation by both parties E-signature with document hashing Payment reminders before due dates Bank debit collection on Standard plan Loan modification and forgiveness agreements Write-off record for unpaid loans
What makes it different	100% repayment track record on real estate-backed notes since platform inception First company qualified by SEC under Regulation A+ to open private real estate investing to non-accredited investors Over 13 years of operating history managing real estate investments since 2013 Direct origination and underwriting rather than marketplace model Verified residential collateral and first- or second-lien security on every loan	Append-only, hash-chained ledger that cannot be secretly altered Never holds funds or acts as a financial institution Legally-structured promissory notes with all required terms
Free plan	Not given	Not given
Open source	Not given	Not given
Platforms	Not given	Not given
Public API	Not given	Not given
Community votes	0	0
DR (Domain Rating by Ahrefs)	48 −1 (down) since last check	Not checked yet no change since last check
Trust Flow (Majestic)	19	1
Citation Flow (Majestic)	32	22
Referring domains (Majestic)	595	7

8 details filled in for both companies.

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