Groundfloor vs PaidCheck

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Groundfloor compared with PaidCheck
Detail	Groundfloor	PaidCheck
What it does	Private markets investing platform offering real estate loans, notes, and emerging alternative investments	Daily reconciliation of Stripe against who actually has access in your app
Stage	Established	Startup
Founded	2013	Not given
Based in	US	US
Pricing model	Freemium	Not given
Pricing	Notes: 5%-9.0% highest return, $100-$10,000 minimum investment; Loans: 10-18% target IRR, $10 minimum investment; 12 Mo Preferred Note: 8.5% fixed rate, $10,000 minimum investment; Groundfloor Bond Note: 9.5% fixed rate, $10,000 minimum investment; Music Royalties Portfolio: 7% annualized return (12	Leak report: free one-time reconciliation. Solo: $19/month for 1 app with daily checks and alert emails. Multi-app: $49/month for up to 5 apps with daily checks and alerts.
Key features	Individual real estate loan selection with 10-18% target IRR Auto Finance Portfolio with 13.6% target net IRR for accredited investors Music Royalties Portfolio offering 7% fixed annualized return Pre-IPO Stock Finance Portfolio with 15-18% target net IRR Portfolio tracking and real-time performance monitoring Automated monthly interest payments to investors Mobile app for browsing and managing investments on the go	Daily reconciliation checks across multiple apps Supports Lovable, Bolt, Cursor and Supabase apps Encrypted key storage with AES-256-GCM Calculates revenue at risk for each issue
What makes it different	100% repayment track record on real estate-backed notes since platform inception First company qualified by SEC under Regulation A+ to open private real estate investing to non-accredited investors Over 13 years of operating history managing real estate investments since 2013 Direct origination and underwriting rather than marketplace model Verified residential collateral and first- or second-lien security on every loan	Read-only by design with no ability to write, refund or charge Catches revenue-threatening issues AI-generated billing code typically misses Minimal data exposure via email, plan and active status only
Free plan	Not given	Not given
Open source	Not given	Not given
Platforms	Not given	Not given
Public API	Not given	Not given
Community votes	0	0
DR (Domain Rating by Ahrefs)	49 +1 (up) since last check	Not checked yet no change since last check
Trust Flow (Majestic)	19	0
Citation Flow (Majestic)	32	12
Referring domains (Majestic)	595	1

6 details filled in for both companies.

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