Groundfloor vs PassimPay

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Groundfloor compared with PassimPay
Detail	Groundfloor	PassimPay
What it does	Private markets investing platform offering real estate loans, notes, and emerging alternative investments	Crypto payment gateway accepting 74+ cryptocurrencies with low fees and instant withdrawals
Stage	Established	Not given
Founded	2013	Not given
Based in	US	PL
Pricing model	Freemium	Freemium
Pricing	Notes: 5%-9.0% highest return, $100-$10,000 minimum investment; Loans: 10-18% target IRR, $10 minimum investment; 12 Mo Preferred Note: 8.5% fixed rate, $10,000 minimum investment; Groundfloor Bond Note: 9.5% fixed rate, $10,000 minimum investment; Music Royalties Portfolio: 7% annualized return (12	Free account registration. Transaction fees from 0.5% to 3.5%. Top-up fee is 0%. Network fees vary by blockchain.
Key features	Individual real estate loan selection with 10-18% target IRR Auto Finance Portfolio with 13.6% target net IRR for accredited investors Music Royalties Portfolio offering 7% fixed annualized return Pre-IPO Stock Finance Portfolio with 15-18% target net IRR Portfolio tracking and real-time performance monitoring Automated monthly interest payments to investors Mobile app for browsing and managing investments on the go	Accept 74+ cryptocurrencies Automatic conversion to stablecoins Instant withdrawal API and CMS plugin integration Payment invoices and links Transaction batching AML and KYC compliance Personal account manager Advanced reporting and analytics Static wallet addresses
What makes it different	100% repayment track record on real estate-backed notes since platform inception First company qualified by SEC under Regulation A+ to open private real estate investing to non-accredited investors Over 13 years of operating history managing real estate investments since 2013 Direct origination and underwriting rather than marketplace model Verified residential collateral and first- or second-lien security on every loan	Over 99% payment approval rate Low fees starting at 0.5% No chargebacks or payment holdbacks Fast integration in minutes Borderless global reach to 122+ countries
Free plan	Not given	Not given
Open source	Not given	Not given
Platforms	Not given	Not given
Public API	Not given	Not given
Community votes	0	0
DR (Domain Rating by Ahrefs)	49 +1 (up) since last check	34 +1 (up) since last check
Trust Flow (Majestic)	19	10
Citation Flow (Majestic)	32	31
Referring domains (Majestic)	595	156

6 details filled in for both companies.

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