Groundfloor vs PayBot
A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.
Groundfloor compared with PayBot
| Detail | 
Groundfloor | 
PayBot |
|---|
| What it does | Private markets investing platform offering real estate loans, notes, and emerging alternative investments
| Stripe subscriptions and automatic role management for paid Discord communities
|
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| Stage | Established
| Startup
|
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| Founded | 2013
| 2024
|
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| Based in | US
| Not given
|
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| Pricing model | Freemium
| Freemium
|
|---|
| Pricing | Notes: 5%-9.0% highest return, $100-$10,000 minimum investment; Loans: 10-18% target IRR, $10 minimum investment; 12 Mo Preferred Note: 8.5% fixed rate, $10,000 minimum investment; Groundfloor Bond Note: 9.5% fixed rate, $10,000 minimum investment; Music Royalties Portfolio: 7% annualized return (12
| Free to install and use. PayBot takes 3% of each sale. Stripe's processing fees apply separately (typically 2.9% + 30¢ for domestic cards).
|
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| Key features | - Individual real estate loan selection with 10-18% target IRR
- Auto Finance Portfolio with 13.6% target net IRR for accredited investors
- Music Royalties Portfolio offering 7% fixed annualized return
- Pre-IPO Stock Finance Portfolio with 15-18% target net IRR
- Portfolio tracking and real-time performance monitoring
- Automated monthly interest payments to investors
- Mobile app for browsing and managing investments on the go
| - Recurring memberships with flexible billing intervals
- Automatic role assignment and removal
- Payment pages with verified reviews and member counts
- Course builder with quiz-based access control
- Paid live events with ticketed access
- Member self-service subscription management
- Funnel analytics tracking conversions by source
- Intro offers and discounted first payments
- Webhook integrations with Zapier and Make
- Team payroll and affiliate commission tracking
|
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| What makes it different | - 100% repayment track record on real estate-backed notes since platform inception
- First company qualified by SEC under Regulation A+ to open private real estate investing to non-accredited investors
- Over 13 years of operating history managing real estate investments since 2013
- Direct origination and underwriting rather than marketplace model
- Verified residential collateral and first- or second-lien security on every loan
| - All features included from day one with no plan tiers or upsells
- Payments go directly to your own Stripe account with no PayBot balance
- Switch from other platforms without disrupting existing subscribers
- Run the entire business from Discord or the web dashboard
- Only pay 3% when you make a sale, no monthly fees
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| Free plan | Not given
| Not given
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| Open source | Not given
| Not given
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| Platforms | Not given
| Not given
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| Public API | Not given
| Not given
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | 49 ▲ +1 (up) since last check | 40 ● no change since last check |
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| Trust Flow (Majestic) | 19 | 14 |
|---|
| Citation Flow (Majestic) | 32 | 27 |
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| Referring domains (Majestic) | 595 | 42 |
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7 details filled in for both companies.
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