Groundfloor vs PayCompass
A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.
Groundfloor compared with PayCompass
| Detail | 
Groundfloor | 
PayCompass |
|---|
| What it does | Private markets investing platform offering real estate loans, notes, and emerging alternative investments
| Not given
|
|---|
| Stage | Established
| Established
|
|---|
| Founded | 2013
| 2020
|
|---|
| Based in | US
| US
|
|---|
| Pricing model | Freemium
| Contact for pricing
|
|---|
| Pricing | Notes: 5%-9.0% highest return, $100-$10,000 minimum investment; Loans: 10-18% target IRR, $10 minimum investment; 12 Mo Preferred Note: 8.5% fixed rate, $10,000 minimum investment; Groundfloor Bond Note: 9.5% fixed rate, $10,000 minimum investment; Music Royalties Portfolio: 7% annualized return (12
| Not given
|
|---|
| Key features | - Individual real estate loan selection with 10-18% target IRR
- Auto Finance Portfolio with 13.6% target net IRR for accredited investors
- Music Royalties Portfolio offering 7% fixed annualized return
- Pre-IPO Stock Finance Portfolio with 15-18% target net IRR
- Portfolio tracking and real-time performance monitoring
- Automated monthly interest payments to investors
- Mobile app for browsing and managing investments on the go
| - Mobile credit card processing
- ACH payment processing
- Point of sale systems
- Virtual terminal merchant services
- Chargeback prevention services
- Merchant fraud protection
- Embedded payments
- Virtual card issuing
- NaviGo resource hub with Q&A forums and marketing tools
|
|---|
| What makes it different | - 100% repayment track record on real estate-backed notes since platform inception
- First company qualified by SEC under Regulation A+ to open private real estate investing to non-accredited investors
- Over 13 years of operating history managing real estate investments since 2013
- Direct origination and underwriting rather than marketplace model
- Verified residential collateral and first- or second-lien security on every loan
| - Lifetime residuals secured by ironclad contracts that protect earnings even if the company is sold
- 24/7 US-based support from Tempe, Arizona
- Transparent true splits where agents earn stated percentage of 100% of revenue generated
- Custom solutions created specifically for agent and merchant needs
|
|---|
| Free plan | Not given
| Not given
|
|---|
| Open source | Not given
| Not given
|
|---|
| Platforms | Not given
| Not given
|
|---|
| Public API | Not given
| Not given
|
|---|
| Community votes | 0 | 0 |
|---|
| DR (Domain Rating by Ahrefs) | 49 ▲ +1 (up) since last check | 50 ● no change since last check |
|---|
| Trust Flow (Majestic) | 19 | 11 |
|---|
| Citation Flow (Majestic) | 32 | 20 |
|---|
| Referring domains (Majestic) | 595 | 212 |
|---|
6 details filled in for both companies.
More alternatives to Groundfloor More alternatives to PayCompass