Groundfloor vs Pro UPI QR

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Groundfloor compared with Pro UPI QR
Detail	Groundfloor	Pro UPI QR
What it does	Private markets investing platform offering real estate loans, notes, and emerging alternative investments	Free UPI QR codes and payment tracker for Indian shops and freelancers
Stage	Established	Startup
Founded	2013	2026
Based in	US	Not given
Pricing model	Freemium	Freemium
Pricing	Notes: 5%-9.0% highest return, $100-$10,000 minimum investment; Loans: 10-18% target IRR, $10 minimum investment; 12 Mo Preferred Note: 8.5% fixed rate, $10,000 minimum investment; Groundfloor Bond Note: 9.5% fixed rate, $10,000 minimum investment; Music Royalties Portfolio: 7% annualized return (12	Free: all QR generators, invoices, calculators, payment tracker, and 1 business. Free account: free sync and 10 pay links. Pro: ₹149/month or ₹1,499/year for unlimited pay links, up to 20 businesses, client statement links, and MSME mode. 14-day free trial on first Pro subscription.
Key features	Individual real estate loan selection with 10-18% target IRR Auto Finance Portfolio with 13.6% target net IRR for accredited investors Music Royalties Portfolio offering 7% fixed annualized return Pre-IPO Stock Finance Portfolio with 15-18% target net IRR Portfolio tracking and real-time performance monitoring Automated monthly interest payments to investors Mobile app for browsing and managing investments on the go	Free UPI QR code generator for any UPI ID Payment tracker showing overdue invoices Free invoices, receipts, and quotations WhatsApp reminders in English and Hindi Bank statement matching for reconciliation Pay links clients can access from devices Support for multiple businesses per account MSME mode with 45-day payment deadlines
What makes it different	100% repayment track record on real estate-backed notes since platform inception First company qualified by SEC under Regulation A+ to open private real estate investing to non-accredited investors Over 13 years of operating history managing real estate investments since 2013 Direct origination and underwriting rather than marketplace model Verified residential collateral and first- or second-lien security on every loan	Not given
Free plan	Not given	Not given
Open source	Not given	Not given
Platforms	Not given	Not given
Public API	Not given	Not given
Community votes	0	0
DR (Domain Rating by Ahrefs)	48 −1 (down) since last check	2 no change since last check
Trust Flow (Majestic)	19	5
Citation Flow (Majestic)	32	24
Referring domains (Majestic)	595	10

6 details filled in for both companies.

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