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HaiPay vs Century VTU

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

HaiPay compared with Century VTU
DetailHaiPay logo HaiPayCentury VTU logo Century VTU
What it doesLocal-first payment infrastructure for global digital businesses Buy airtime, data, electricity tokens and cable TV in seconds from one wallet
StageStartup Not given
Founded2025 Not given
Based inHK NG
Pricing modelPaid Free
PricingUS-issued cards from 2.5% + US$0.30 per transaction; cards issued outside the US from 4.0% + US$0.30 per transaction; local payment methods from 1.2%; US$0 setup fee, US$0 annual fee, no minimum monthly billing. Not given
Key features
  • Global card acquiring with direct connection to major card networks
  • Support for 150+ local payment methods including UPI, Pix, MoMo, Alipay and WeChat
  • Subscription and recurring billing management
  • Mass payouts to 50+ markets with minimum fee of 0.1 USD
  • Multi-currency wallet and settlement
  • USD virtual card issuing for advertising and AI subscriptions
  • 24/7 multilingual customer support
  • Local payment settlement as fast as T+1 in selected markets
  • Instant airtime and data delivery in under 10 seconds
  • Electricity tokens delivered within 30 seconds
  • Cashback credited directly to wallet on every purchase
  • 1% lifetime commission on referrals
  • Dedicated bank account for wallet funding
  • Bank-grade encryption and PCI-DSS certified payment processing
  • Tiered account verification system for higher limits
  • Downloadable receipts and full transaction history
  • Support for multiple African countries
What makes it different
  • Local payment methods reach 90% coverage in target markets with localized interfaces
  • Dispute resolution 50% faster than traditional providers
  • Fee reduction of 30-50% through transparent pricing and volume-based rates
  • Capital efficiency improvement of 3-5x with fast local settlement
  • 98% payout success rate with direct connection to local clearing systems
  • 99.9% delivery success rate
  • Single wallet for all bill payments across providers
  • Cashback and referral earnings on every transaction
  • Transparent fees shown before transaction confirmation
Free planNot given Not given
Open sourceNot given Not given
PlatformsNot given Not given
Public APINot given Not given
Community votes00
DR (Domain Rating by Ahrefs)18 −1 (down) since last checkNot checked yet no change since last check
Trust Flow (Majestic)20
Citation Flow (Majestic)2611
Referring domains (Majestic)361

5 details filled in for both companies.

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