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HaiPay vs CigalPay

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

HaiPay compared with CigalPay
DetailHaiPay logo HaiPayCigalPay logo CigalPay
What it doesLocal-first payment infrastructure for global digital businesses Cryptocurrency payment gateway with rate-locked checkout, payment links and API
StageStartup Not given
Founded2025 Not given
Based inHK Not given
Pricing modelPaid Freemium
PricingUS-issued cards from 2.5% + US$0.30 per transaction; cards issued outside the US from 4.0% + US$0.30 per transaction; local payment methods from 1.2%; US$0 setup fee, US$0 annual fee, no minimum monthly billing. Pay-As-You-Go: 1% per transaction, no monthly fee. Pro: $49/month plus 0.5% per transaction. Custom: custom pricing for high-volume merchants. No setup fees.
Key features
  • Global card acquiring with direct connection to major card networks
  • Support for 150+ local payment methods including UPI, Pix, MoMo, Alipay and WeChat
  • Subscription and recurring billing management
  • Mass payouts to 50+ markets with minimum fee of 0.1 USD
  • Multi-currency wallet and settlement
  • USD virtual card issuing for advertising and AI subscriptions
  • 24/7 multilingual customer support
  • Local payment settlement as fast as T+1 in selected markets
  • Accept 10 cryptocurrencies directly including Bitcoin, Ethereum, Solana, Polygon, Tron and USDT
  • Rate-locked checkout with 30-minute price guarantee
  • WooCommerce and PrestaShop plugins with no-code setup
  • Payment links with QR codes
  • Automatic coin conversion for unsupported cryptocurrencies
  • Crypto refunds and payouts
  • Automatic payment forwarding to merchant wallet
What makes it different
  • Local payment methods reach 90% coverage in target markets with localized interfaces
  • Dispute resolution 50% faster than traditional providers
  • Fee reduction of 30-50% through transparent pricing and volume-based rates
  • Capital efficiency improvement of 3-5x with fast local settlement
  • 98% payout success rate with direct connection to local clearing systems
  • Rate-locked prices for 30 minutes prevent payment errors
  • Transparent pricing with no setup fees and no monthly requirement
  • Payouts within 24 hours on Pro plan and 1-2 working days on Pay-As-You-Go
  • Official WooCommerce and PrestaShop plugins require no coding
Free planNot given Not given
Open sourceNot given Not given
PlatformsNot given Not given
Public APINot given Not given
Community votes00
DR (Domain Rating by Ahrefs)18 −1 (down) since last checkNot checked yet no change since last check
Trust Flow (Majestic)26
Citation Flow (Majestic)2611
Referring domains (Majestic)363

5 details filled in for both companies.

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