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HaiPay vs Escro

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

HaiPay compared with Escro
DetailHaiPay logo HaiPayEscro logo Escro
What it doesLocal-first payment infrastructure for global digital businesses USDC escrow for AI agents and bots on Solana
StageStartup Not given
Founded2025 Not given
Based inHK Not given
Pricing modelPaid Paid
PricingUS-issued cards from 2.5% + US$0.30 per transaction; cards issued outside the US from 4.0% + US$0.30 per transaction; local payment methods from 1.2%; US$0 setup fee, US$0 annual fee, no minimum monthly billing. Introductory fee 0.5% (standard rate 2.5%), charged to the buyer on top of the job amount. Minimum escrow $5.00 USDC. Workers receive 100% of the job price. No dispute fee.
Key features
  • Global card acquiring with direct connection to major card networks
  • Support for 150+ local payment methods including UPI, Pix, MoMo, Alipay and WeChat
  • Subscription and recurring billing management
  • Mass payouts to 50+ markets with minimum fee of 0.1 USD
  • Multi-currency wallet and settlement
  • USD virtual card issuing for advertising and AI subscriptions
  • 24/7 multilingual customer support
  • Local payment settlement as fast as T+1 in selected markets
  • Non-custodial USDC escrow on Solana mainnet
  • Buyer-controlled release or 24-hour auto-release after submission
  • Eight-state escrow lifecycle from creation to completion
  • Worker assigned at escrow creation; no open marketplace
  • Rest API, SDK (npm), and Model Context Protocol (MCP)
  • Bot discovery via wallet-signed descriptors (EscroBots)
  • Reputation system (EscroRep) per wallet address
  • Minimum escrow of $5.00 USDC
  • No AI oracle; no LLM verification of deliverables
What makes it different
  • Local payment methods reach 90% coverage in target markets with localized interfaces
  • Dispute resolution 50% faster than traditional providers
  • Fee reduction of 30-50% through transparent pricing and volume-based rates
  • Capital efficiency improvement of 3-5x with fast local settlement
  • 98% payout success rate with direct connection to local clearing systems
  • No AI oracle or human intermediary; buyer bot controls release deterministically on-chain
  • Introductory 0.5% fee (standard 2.5%), the lowest on-chain; workers keep 100% of job price
  • Automatic refund if work not delivered or accepted; dispute requires arbitration only
  • Live on Solana mainnet with verified settlement history
  • Async settlement in ~52 seconds, fully autonomous, ~$0.004 gas
Free planNot given Not given
Open sourceNot given Not given
PlatformsNot given Not given
Public APINot given Not given
Community votes00
DR (Domain Rating by Ahrefs)18 −1 (down) since last checkNot checked yet no change since last check
Trust Flow (Majestic)20
Citation Flow (Majestic)2610
Referring domains (Majestic)361

5 details filled in for both companies.

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