HaiPay vs GetESAPaid

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

HaiPay compared with GetESAPaid
Detail	HaiPay	GetESAPaid
What it does	Local-first payment infrastructure for global digital businesses	ESA invoices that don't bounce: register as a vendor, send itemized, audit-ready invoices and track payouts.
Stage	Startup	Not given
Founded	2025	Not given
Based in	HK	US
Pricing model	Paid	Freemium
Pricing	US-issued cards from 2.5% + US$0.30 per transaction; cards issued outside the US from 4.0% + US$0.30 per transaction; local payment methods from 1.2%; US$0 setup fee, US$0 annual fee, no minimum monthly billing.	Free: invoice generator, rejection checker, expense checker, vendor application checklist. Paid: $39/month or $390/year ($32.50/mo, about two months free), includes invoicing, records, credential vault, payout tracking, tax pack, vendor directory listing, cancel anytime.
Key features	Global card acquiring with direct connection to major card networks Support for 150+ local payment methods including UPI, Pix, MoMo, Alipay and WeChat Subscription and recurring billing management Mass payouts to 50+ markets with minimum fee of 0.1 USD Multi-currency wallet and settlement USD virtual card issuing for advertising and AI subscriptions 24/7 multilingual customer support Local payment settlement as fast as T+1 in selected markets	Guided per-state vendor registration for 17 ESA programs Itemized invoices built with source-linked program rules and requirements Pre-submission invoice rejection checker flagging missing fields Audit-ready records binder per student with invoices and service logs Payout tracking across ClassWallet, Odyssey and Step Up For Students Credential vault with expiry reminders Tax pack year-end CSV and PDF of ESA income Public vendor directory listing Reconciliation import matching bank deposits to invoices
What makes it different	Local payment methods reach 90% coverage in target markets with localized interfaces Dispute resolution 50% faster than traditional providers Fee reduction of 30-50% through transparent pricing and volume-based rates Capital efficiency improvement of 3-5x with fast local settlement 98% payout success rate with direct connection to local clearing systems	Covers 17 active ESA state programs with program-specific rules in one platform Pre-checks invoices against each state's exact required fields before submission Free invoice generator and rejection checker with no signup required
Free plan	Not given	Not given
Open source	Not given	Not given
Platforms	Not given	Not given
Public API	Not given	Not given
Community votes	0	0
DR (Domain Rating by Ahrefs)	18 −1 (down) since last check	40 −4 (down) since last check
Trust Flow (Majestic)	2	3
Citation Flow (Majestic)	26	25
Referring domains (Majestic)	36	19

6 details filled in for both companies.

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