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HaiPay vs OceanAlt

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

HaiPay compared with OceanAlt
DetailHaiPay logo HaiPayOceanAlt logo OceanAlt
What it doesLocal-first payment infrastructure for global digital businesses Free address-screening API for pre-payment risk decisions on agentic payments
StageStartup Not given
Founded2025 Not given
Based inHK HK
Pricing modelPaid Not given
PricingUS-issued cards from 2.5% + US$0.30 per transaction; cards issued outside the US from 4.0% + US$0.30 per transaction; local payment methods from 1.2%; US$0 setup fee, US$0 annual fee, no minimum monthly billing. Free: 2,000 calls/month at 60/min (no signup) or 5,000/month at 180/min with email; registered agent credential 50,000/month at 300/min. Team plan $49/month or $490/year (founding price). Pay-per-call: $0.002 per decision, $0.10 for 100 calls (x402), $0.01 per deep trace or batch.
Key features
  • Global card acquiring with direct connection to major card networks
  • Support for 150+ local payment methods including UPI, Pix, MoMo, Alipay and WeChat
  • Subscription and recurring billing management
  • Mass payouts to 50+ markets with minimum fee of 0.1 USD
  • Multi-currency wallet and settlement
  • USD virtual card issuing for advertising and AI subscriptions
  • 24/7 multilingual customer support
  • Local payment settlement as fast as T+1 in selected markets
  • Single address risk screening
  • Batch screening up to 25 addresses
  • Fund-flow analysis on Tron and EVM
  • Pre-payment decision API (allow/review/decline)
  • Payee validation API
  • Payment request validation
  • Webhook signatures and monitoring
  • Post-payment address monitoring
  • Support for 8 EVM chains, Tron, Solana, Bitcoin and XRP Ledger
  • Verifiable evidence and sources for every verdict
What makes it different
  • Local payment methods reach 90% coverage in target markets with localized interfaces
  • Dispute resolution 50% faster than traditional providers
  • Fee reduction of 30-50% through transparent pricing and volume-based rates
  • Capital efficiency improvement of 3-5x with fast local settlement
  • 98% payout success rate with direct connection to local clearing systems
  • No signup required for free tier
  • CORS-enabled for browser and agent calls
  • Machine-readable OpenAPI 3.1 specification
  • Idempotent requests for safe retries
  • Verdicts include verifiable settlement attestations
Free planNot given Not given
Open sourceNot given Not given
PlatformsNot given Not given
Public APINot given Not given
Community votes00
DR (Domain Rating by Ahrefs)15 +4 (up) since last check3 no change since last check
Trust Flow (Majestic)23
Citation Flow (Majestic)2628
Referring domains (Majestic)3643

5 details filled in for both companies.

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