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HaiPay vs plaxswap

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

HaiPay compared with plaxswap
DetailHaiPay logo HaiPayplaxswap logo plaxswap
What it doesLocal-first payment infrastructure for global digital businesses Not given
StageStartup Not given
Founded2025 Not given
Based inHK US
Pricing modelPaid Freemium
PricingUS-issued cards from 2.5% + US$0.30 per transaction; cards issued outside the US from 4.0% + US$0.30 per transaction; local payment methods from 1.2%; US$0 setup fee, US$0 annual fee, no minimum monthly billing. Swap form: up to 0.3% Plaxswap fee plus route fee and network fee. Payment gateway: 1.5% platform fee (paid by customer), 0.3% withdrawal fee plus network fee. Wallet: free. Payment links: free to create.
Key features
  • Global card acquiring with direct connection to major card networks
  • Support for 150+ local payment methods including UPI, Pix, MoMo, Alipay and WeChat
  • Subscription and recurring billing management
  • Mass payouts to 50+ markets with minimum fee of 0.1 USD
  • Multi-currency wallet and settlement
  • USD virtual card issuing for advertising and AI subscriptions
  • 24/7 multilingual customer support
  • Local payment settlement as fast as T+1 in selected markets
  • Decentralized swap form with routes from KyberSwap, 0x, LI.FI, Relay and NEAR Intents
  • Self-custody wallet with recovery phrase kept on device
  • Crypto payment gateway with 1.5% platform fee
  • Payment links accepting any supported coin
  • Signed webhooks for payment notifications
  • Test mode for safe integration testing
  • REST API with code samples in curl, Node.js, PHP and Python
  • WooCommerce, WHMCS and XenForo plugins
  • No account required for swaps
  • Idempotency keys for safe retries
What makes it different
  • Local payment methods reach 90% coverage in target markets with localized interfaces
  • Dispute resolution 50% faster than traditional providers
  • Fee reduction of 30-50% through transparent pricing and volume-based rates
  • Capital efficiency improvement of 3-5x with fast local settlement
  • 98% payout success rate with direct connection to local clearing systems
  • Non-custodial: users retain full control of their coins and keys
  • Accept any supported crypto: customers choose which coin to send
  • Free plugins and easy integration for websites and shops
  • Transparent fees shown before payment
  • Automatic coin conversion via Uniswap and SwapKit
Free planNot given Not given
Open sourceNot given Not given
PlatformsNot given Not given
Public APINot given Not given
Community votes00
DR (Domain Rating by Ahrefs)18 −1 (down) since last check4 no change since last check
Trust Flow (Majestic)20
Citation Flow (Majestic)2623
Referring domains (Majestic)365

5 details filled in for both companies.

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