Local-first payment infrastructure for global digital businesses
Identity and payments layer for AI voice agents
Stage
Startup
Not given
Founded
2025
Not given
Based in
HK
US
Pricing model
Paid
Contact for pricing
Pricing
US-issued cards from 2.5% + US$0.30 per transaction; cards issued outside the US from 4.0% + US$0.30 per transaction; local payment methods from 1.2%; US$0 setup fee, US$0 annual fee, no minimum monthly billing.
Not given
Key features
Global card acquiring with direct connection to major card networks
Support for 150+ local payment methods including UPI, Pix, MoMo, Alipay and WeChat
Subscription and recurring billing management
Mass payouts to 50+ markets with minimum fee of 0.1 USD
Multi-currency wallet and settlement
USD virtual card issuing for advertising and AI subscriptions
24/7 multilingual customer support
Local payment settlement as fast as T+1 in selected markets
Caller recognition by phone number with saved context
Integration with 144+ payment processors
Support for multiple voice platforms
PCI Level 1 compliant card vault storage
Carrier-verified SIM swap detection for security
Direct settlement to merchant's processor
REST API for custom voice stacks
No card numbers read aloud on calls
What makes it different
Local payment methods reach 90% coverage in target markets with localized interfaces
Dispute resolution 50% faster than traditional providers
Fee reduction of 30-50% through transparent pricing and volume-based rates
Capital efficiency improvement of 3-5x with fast local settlement
98% payout success rate with direct connection to local clearing systems
Phone number as payment identity eliminates card recitation
Works with every merchant's existing processor without creating new accounts
HaiPay
Ringup